Novera Martilova
Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sjech M. Djamil Djambek, Bukittinggi, Indonesia

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PENGARUH PENDAPATAN DAN PERUBAHAN PERILAKU PEMILIK LAHAN TERHADAP ALIH FUNGSI LAHAN KARET MENJADI KELAPA SAWIT Suci Ramadani; Novera Martilova
Jurnal Ekonomi dan Bisnis Vol. 1 No. 1 (2023): Juni
Publisher : ADISAM PUBLISHER

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Abstract

The purpose of this research was to determine the effect of income and changes in behavior of landowners on the conversion of rubber plantation land to oil palm in Nagari Sungai Dareh. This research can be used as a reference for farmers before carrying out land conversion. Data analysis methods used include Validity, Reliability, Classical Assumptions (Normality, Autocorrelation, Multicollinearity, Heteroscedasticity), Multiple Linear Regression Tests, Hypothesis Tests (T Test, F Test), and Test the Coefficient of Determination R2. The results of this study indicate that the regression coefficient has a value of 0.391 (X1) and 0.276 (X2) if every increase of 1 unit of income variable and changes in the behavior of landowners, it will affect land conversion by 0.391 (X1) and 0.276 (X2). Then, the t count (X1) is approximately equal to 2.811 and is greater than t table which is 1.999 (2.811>1.999), and the sign is close to 0.007 to 0.05. This indicates that H1 is rewritten or H0 is collapsed. Then the calculated t value (X2) is approximately equal to 2.967, which is larger than the t table, which is approximately 1.999 (2.967 > 1.999), and a sig of approximately 0.004 to 0.05. This indicates that H1 is rewritten or H0 is collapsed. There is a yield from the R2 experiment of about 0.209, or 20%. It is believed that most of the independent variables can explain the dependent variable with an accuracy of 20.9%, while other independent variables can explain the remaining 80%. Based on significant changes partially on the t test X1 and X2 on land conversion in Nagari Sungai Dareh.
PENGARUH BIAYA PEMELIHARAAN (MU’NAH) TERHADAP KEPUASAN NASABAH DALAM MENGGADAIKAN EMAS : (STUDI KASUS: UNIT PEGADAIAN SYARIAH MANGGIS KOTA BUKITTINGGI) Diana Ferta; Novera Martilova
Jurnal Ekonomi dan Bisnis Vol. 1 No. 1 (2023): Juni
Publisher : ADISAM PUBLISHER

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Abstract

The purpose of this research was to find out whether there is and how big is the influence of maintenance costs (Mu'nah) on customer satisfaction in pawning gold at the Manggis Syariah Pawnshop Unit, Bukittinggi City. This research can be used to increase customer satisfaction in gold pawning in the future. The type of research used in this research is descriptive quantitative research with a quantitative approach and a type of field research using a questionnaire (Likert scale) and a total sample of 81 respondents. And with the method of data analysis used validity, reliability, classic assumptions (normality test, autocorrelation test), simple linear regression test, hypothesis test (t test), and test the coefficient of determination R². The results of this study indicate that the regression coefficient has a value of 0.544 if each increase of 1 unit of work discipline variable will affect the satisfaction of the pilgrims by 0.544. Then, the calculated t value = 10.109 which is greater than t table = 1.994 (10.109 > 1.994) and a sig of 0.000 <0.05. This indicates that H₁ is accepted or H₀ is rejected. And the results of the R² test obtained a value of 0.564 or 56.4%. Which proves that a large number of independent variables can explain the dependent variable with a figure of 56.4% and the remaining 44% is explained by other variables. Based on the t test, the cost of Mu'nah partially has a significant effect on Customer Satisfaction of Gold Pawning at the Manggis Syariah Pawnshop Unit, Bukittinggi City.