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All Journal Jurnal Salome: Multidisipliner Keilmuan HUMANITIS : Jurnal Humaniora, Sosial dan Bisnis Jurnal Ekonomi dan Bisnis
Zuwardi Zuwardi
Fakultas Ekonomi Dan Bisnis Islam, Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi, Indonesia
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Medicine & Pharmacology Public Health Social Sciences

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ANALISIS PERAN PERMODALAN NASIONAL MADANI (PNM MEKAAR SYARIAH) DALAM MENINGKATKAN PENDAPATAN MENURUT PERSPEKTIF EKONOMI ISLAM: (Studi Kasus Pelaku Usaha Mikro di Nagari Abai Siat Kecamatan Koto Besar Kabupaten Dharmasraya) Karen Elya Zikra; Zuwardi Zuwardi
Jurnal Ekonomi dan Bisnis Vol. 1 No. 3 (2023): Agustus
Publisher : ADISAM PUBLISHER

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This research is motivated by researchers' observations regarding the analysis of the role of civil national capital (PNM Mekaar Syariah) in increasing income according to an Islamic economic perspective for micro business actors in Nagari Abai Siat. This study aims to find out how the role of PNM Mekaar Syariah in increasing the income of micro-entrepreneurs. This research is a type of qualitative research that is descriptive in nature. Data collection techniques used are observation, interviews and documentation. While the data analysis techniques used are data reduction, data presentation, and drawing conclusions. From the results of the research conducted by the researchers, it was concluded that PNM Mekaar Syariah has helped increase the business income of micro-entrepreneurs in Nagari Abai Siat, Koto Besar District, Dharmasraya Regency. After getting capital from PNM Mekaar, micro entrepreneurs can increase their business so that the income they get increases. Of all these principles PNM Mekaar Syariah has implemented these principles and has not violated them, customers from PNM Mekaar do not feel abused and burdened by margins and PNM Mekaar employees also have an honest, fair and disciplined attitude.
ANALISIS PRATEK “MANDULANG AMEH” DALAM MENINGKATKAN PENDAPATAN MASYRAKAT (STUDI KASUS: JORONG SILUKAH NAGARI DURIAN GADANG KECAMATAN SIJUNJUNG) Ranti Oktavia; Zuwardi Zuwardi
Jurnal Ekonomi dan Bisnis Vol. 1 No. 3 (2023): Agustus
Publisher : ADISAM PUBLISHER

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This thesis entitled “ Analysis of mandulang Ameh practices in increasing people’s income (case study : Jorong Silukah Nagari Durian Kecamatan Sijunjung)” was written by Ranti Oktavia Nim 3219138 islamic economics study program, faculty of islamic economics and business (FEBI), State Islamic University (UIN) Sjech M. Djamil Djambek Bukittinggi, For guidance from Mr. Zuwardi,MA. The background of the author discusses this title because the practice of ameh mandulang initially used a simple tool called ginger but with the decline in the economic sector the community took the pitas road using boat mines or ameh mandulang using rafts, so the practice of ameh mandulang can open jobs and increase the community's economy. Before the mandulang amch practice, the community's income from farming was not much but with the mandulang ameh income which is currently increasing if there are no constraints from the weather or other things. This research is a field research by collecting data and research locations. The approach in this research is descriptive qualitative research by describing field events according to the data, presenting data and analyzing data and describing existing problem solvers. This method is used to describe something as it is. The results of the study show that the existence of mandulang amch really helps the community to meet the necessities of life and an economy that is already relatively prosperous. We can see this and the practice of ameh mandulang can open up employment opportunities for the community such as rice stalls, mechanics and small stalls that sell the needs of the amch mandulang workers. From the practice of Ameh's mandulang, we can see that primary needs can be met in the form of groceries and others. There are also widespread needs that can be met by Mandulang Ameh workers who own motorized vehicles and even cars at high prices.
ANALISIS PERAN DIVISI SATUAN KERJA AUDIT INTERNAL DALAM MITIGASI RISIKO PROSES PEMBIAYAAN (STUDI KASUS: PT BANK KB BUKOPIN SYARIAH BUKITTINGGI) Alena Tiosa; Zuwardi Zuwardi
Jurnal Salome : Multidisipliner Keilmuan Vol. 1 No. 5 (2023): November
Publisher : CV. ADIBA AISHA AMIRA

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This research is a field research with a qualitative method that connects theory with facts using primary data sources and secondary data. Data collection techniques using document studies, observations, and interviews. Based on the results of the research that the authors have done, it can be interpreted that the role of the internal audit work unit division in managing the risk of the financing process at PT. Bank KB Bukopin Syariah Bukittinggi, aims to prevent financing risks that can harm the bank, such as a decrease in the number of customers, incomplete data from prospective customers, as well as repeated findings in the financing inspection process, therefore auditing the role of the unit internal work in handling the risk of the financing process is very important in supporting the management and risk mitigation of the financing process, then several internal audit roles are carried out in identifying financing risks at PT Bank KB Bukopin Syariah Bukittinggi such as ensuring compliance, credit quality assessment, testing of financing procedures, checking portfolio Financing, overcoming fraud and protection, as well as reporting and recommendations, by carrying out this role, the financing process will run according to the provisions. The stages of carrying out inspections by the internal audit work division in handling the risk of the financing process at PT Bank KB Bukopin Syariah Bukittinggi, include audit planning, information gathering, evaluation and risk assistance, development of audit plans, audit implementation, analysis of findings and completion of reports and follow-up follow up on audit results.
STRATEGI PENGEMBANGAN USAHA HOTEL SYARIAH BATANG SIANOK MENURUT ETIKA BISNIS ISLAM Ira Wahyuni Putri; Zuwardi Zuwardi
HUMANITIS: Jurnal Homaniora, Sosial dan Bisnis Vol. 1 No. 3 (2023): September
Publisher : ADISAM PUBLISHER

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This study aims to identify and analyze the development strategy used by the Batang Sianok Syariah Hotel using SWOT analysis. This type of research uses qualitative data such as interviews, observations, and documentation which is carried out directly with the owners and employees of the Batang Sianok Syariah Hotel to obtain accurate, precise and real data. This study used 3 research informants such as interviews with the owner (owner), as well as hotel managers and hotel employees. In addition, the data obtained was also analyzed by the authors by applying SWOT analysis, IFE, EFE, SWOT Matrix, and Score Table. From this research it can be concluded that the Batang Sianok Syariah Hotel development strategy needs to take advantage of existing opportunities by minimizing the weaknesses possessed by the hotel. This strategy can be carried out by increasing promotional activities, cooperating with various agencies, improving products and services, adding existing facilities and improving the condition of hotel buildings, in this way it will be easier for hotels to attract potential customers.
Co-Authors Alena Tiosa Ira Wahyuni Putri Karen Elya Zikra Ranti Oktavia