Renny Oktafia
Universitas Pembangunan Nasional “Veteran” Jawa Timur

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Analisis Rasio Solvabilitas (DAR, DER, CAR, LTDER, LTDAR) dalam Menilai Kinerja Keuangan pada PT Bank Central Asia Tbk Tahun 2019-2022 Ina Urifah; Putri Kurnia Sari; Anggita Farah Adiba; Renny Oktafia
Jurnal Ekonomi, Bisnis dan Manajemen Vol. 3 No. 2 (2024): Juni : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : FEB Universitas Maritim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/ebismen.v3i2.2098

Abstract

This study aims to analyze the solvency ratio at PT Bank Central Asia by looking at the percentage of the ability to pay debts against assets and equity with indicators of debt to equity ratio, debt to asset ratio, capital adequacy ratio, long term debt to equity ratio, and long term debt to asset ratio. This research method uses a descriptive method with a quantitative approach. The data used is secondary data obtained from the annual report data of PT Bank Central Asia in 2019-2022. The results of this study indicate that overall it is declared sovable. For 4 years (2019-2022) PT Bank Central Asia in the analysis of capital adequacy ratio, long term debt to equity ratio, long term debt to asset ratio is in accordance with established industry standards, although in the analysis of debt to asset ratio and debt to equity ratio shows numbers above industry standards.
Analisis Dampak Kebijakan Moneter Terhadap Pertumbuhan Aset Bank Syariah Sakinah Mulia Diny; Renny Oktafia
ISLAMIC BUSINESS and FINANCE Vol 6, No 1 (2025): ISLAMIC BUSINESS and FINANCE
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/ibf.v6i1.27756

Abstract

The monetary policy plays a significant role in shaping economic conditions, including in the Islamic banking sector. This article aims to analyze the impact of monetary policy on the growth of Islamic banks in the current economic context. The study employs a qualitative method based on previous data, other articles, books, and internet sources to support the research. The analysis results indicate that monetary policy has a significant impact on the profitability of Islamic banks. Changes in interest rates, liquidity, inflation, and other related monetary policy variables have correlations that can influence profit margins and overall bank performance. This research provides insights for financial practitioners, regulators, and academics to understand how monetary policy can affect the stability and growth of Islamic banks. The study also includes adjustments to risk and financial management strategies to address potential changes in market conditions.Monetary Policy, Islamic Bank, Interest Rates