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p-Index From 2021 - 2026
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All Journal Asian Journal of Applied Business and Management (AJABM)
Syermi S.E. Mintalangi
Program Studi Akuntansi Fakultas Ekonomi dan Bisnis, Universitas Sam Ratulangi
Decision Sciences, Operations Research & Management

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Analysis of the Use of Accounting Information and Non-Accounting Information in Supporting the Decision-Making Process of Lending by PT Bank Suluto, Calaca Branch Virginia Prisela Mantiri; Stanly W. Alexander; Syermi S.E. Mintalangi
Asian Journal of Applied Business and Management Vol. 2 No. 3 (2023): August 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajabm.v2i3.5758

Abstract

In minimizing the risk of non-performing loans, banks need to conduct credit analysis to assess a credit application that contains various information, namely accounting information and non-accounting information. SulutGo Bank, Calaca Branch. The method used in this study is a qualitative method that is descriptive and the data obtained through interviews and documentation. The results of the study show that (1) accounting information is taken into consideration in the credit decision-making process at PT. Bank SulutGo Calaca Branch which is based on the use of financial ratio analysis related to credit (2) Non-accounting information is taken into consideration in the credit decision-making process at PT. Bank SulutGo Calaca Branch which refers to the 5c principle.
Co-Authors Stanly W. Alexander Virginia Prisela Mantiri