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All Journal Jurnal Attarbiyyah: Jurnal Ilmu Pendidikan Islam
Dr. S. Ramesh
Assistant Professor of Commerce Sr & Bgnr Government Arts & Science College (A): Khammam Telangana, India
Humanities Education

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Financial Inclusion Measures of the Indian Government Dr. S. Ramesh
Journal of Corporate Finance Management and Banking System ( JCFMBS) ISSN : 2799-1059 Vol. 2 No. 01 (2022): Dec 2021-Jan 2022
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.21.18.22

Abstract

This comprehensive study explores the multifaceted landscape of financial inclusion measures undertaken by the Indian government. By examining initiatives such as the Pradhan Mantri Jan Dhan Yojana (PMJDY), Direct Benefit Transfer (DBT), digital payment systems, small finance banks, payment banks, and financial literacy campaigns, the study delves into the objectives, implementation strategies, achievements, and challenges of these measures. The analysis highlights the transformative impact of financial inclusion on marginalized populations, while also addressing persisting challenges such as low financial literacy and inadequate infrastructure. The study underscores the necessity of collaborative efforts among government bodies, financial institutions, technology enablers, and civil society organizations to ensure a holistic and sustainable approach to financial inclusion.
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