Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
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This Author published in this journals
All Journal Journal of Trends Economics and Accounting Research Indonesian Journal of Islamic Economics and Finance
Andri Soemitra
Universitas Islam Negeri Sumatera Utara, Medan
Economics, Econometrics & Finance Social Sciences

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Essential Hard skill For Student in VUCA Era: Literature Study Andri Soemitra; Anggia Sari Lubis; Ratna Sari Dewi; Debbi Chyntia Ovami
Journal of Trends Economics and Accounting Research Vol 3 No 4 (2023): June 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jtear.v3i4.634

Abstract

The purpose of this article is to provide a literature study of essential hard skill for students in Volatility, Uncertainty, Complexity and Ambiguity (VUCA) era. The authors aim to base their new conceptualization on extensive evidence from literature review, and synthesis of the review of literature. An extensive literature review of essential hard skill for student in VUCA era is first carried out. Based on the review and synthesis of literature, an essential hard skill for student in VUCA era with three domain areas is conceptualized. The higher education curricula can now apply more specifically, any of the three dimensions areas of essential hard skill for student in VUCA era and understand the conditions under which a particular dimensions area is important for students to understand the changes caused by the VUCA and adjust the hard skills possessed by these changes.
An Analysis of the Determinants of Community Participation in Sharia Insurance in North Padang Lawas Regency Lili Cahayani Hasibuan; Isnaini Harahap; Andri Soemitra
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.10093

Abstract

This study aims to analyze the determinants of community participation in Islamic insurance (takaful) in Padang Lawas Utara Regency. The factors examined include Islamic financial literacy, trust, socioeconomic conditions, access to information and socialization, education level, and geographical conditions. This study employed a quantitative approach involving 32 questionnaire indicators. The sample consisted of 160 respondents, determined using a ratio of five respondents for each indicator (32 × 5), which is considered adequate for multivariate analysis. Data were collected through likert-scale questionnaires and analyzed using multiple linear regression with SPSS. The results indicate that all independent variables have a positive and significant effect on community participation, both partially and simultaneously. Geographical conditions are the most dominant variable, with Beta = 0.275 and t = 4.517. Simultaneously, the six variables explain 76.7% of the variation in community participation (R² = 0.767; F = 84.007; Sig. 0.000). This study recommends improving islamic financial literacy, expanding digital-based services, and strengthening infrastructure in remote areas to increase community participation in Islamic insurance in padang lawas utara regency.
Co-Authors Anggia Sari Lubis, Anggia Sari Isnaini Harahap Lili Cahayani Hasibuan Ovami, Debbi Chyntia Ratna Sari Dewi