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Penerapan Metode Analisis 3R Dalam Penilaian Kelayakan Pembiayaan Investasi di BTN KCS Bandung Defi Elza Purwaningsih; Badriyatul Huda; Arif Mulyawan Thoriq; Bahmid I Magi
Jurnal Dimamu Vol. 2 No. 3 (2023)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/dimamu.v2i3.800

Abstract

Based on observations, that the background of this research is the number of customers who have decreased due to lack of accuracy in analyzing return, repayment, and risk bearing abilities conducted by BTN KCS Bandung which affect the assessment of the feasibility of investment financing at the bank. This study aims to determine how the application of the method of analysis of return, repayment, and risk bearing ability in assessing the feasibility of investment financing in BTN KCS Bandung. The object of research in this thesis is to assess the feasibility of investment financing at BTN KCS Bandung. The type of research is descriptive qualitative with primary data type and uses data collection technique in the form of observation, interviews, literature study, and triangulation. While the data analysis techniques are data collection, reduction, data presentation, and conclusions. The results showed that there were three things that became the application of the return analysis method in assessing the feasibility of investment financing at BTN KCS Bandung, there were two things that became the application of the repayment analysis method in assessing the feasibility of investment financing at BTN KCS Bandung, and there were two things that became teh application risk bearing ability analysis method in assessing the feasibility of financing in BTN KCS Bandung.
Dana Pihak Ketiga dan Modal Sendiri terhadap Financing to Deposit Ratio di PT Bank BRI Syariah Mochamad Nur Rahmat Setia; Bahmid I Magi; Eni Nuraeni
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 5 No. 1 (2021)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v5i1.85

Abstract

This research was conducted because the development of TPF and Equity Capital at PT Bank BRI Syariah for the 2016-2020 period fluctuated. TPF in 2016 in the third quarter and fourth quarter experienced an increase but FDR decreased as well as fluctuations in TPF during 2018 and 2020 which did not match the theory, where the higher the DPK collected, the greater the distribution of financing so that the FDR value would increase and vice versa. This study aims to determine the effect of TPF on FDR, the effect of Equity Capital on FDR, the effect of TPF and Equity Capital simultaneously on FDR at PT Bank BRI Syariah. This study uses associative quantitative research, with the object of this research being Third Party Funds, Own Capital and Financing to Deposit Ratio at PT Bank BRI Syariah. The type of data used is secondary data in the form of financial ratios published by PT. Bank BRI Syariah starting from the period 2016 to 2020. The population in this study is the financial statements of PT Bank BRI Syariah. The sample used is the quarterly published financial statements of BRI Syariah Bank for the period 2016 to 2020. The data analysis used is multiple correlation analysis, multiple regression analysis, coefficient of determination analysis, t-test and F-test. Own capital has a positive and significant effect on FDR. TPF and own capital simultaneously have a positive and significant effect on FDR at PT Bank BRI Syariah.
Pengaruh Model Penerimaan Teknologi terhadap Loyalitas Penggunaan Mobile Banking oleh Nasabah Bank Syariah di Kota Bandung Bahmid I Magi; Asep Abdul Halim; Setiawan Setiawan
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 1 (2023)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i1.810

Abstract

This research was conducted to determine the effect of Islamic bank customer loyalty which is influenced by the technology acceptance model which is proxied by perceived ease of use and perceived usefulness. Data obtained from customers of Islamic banks in the city of Bandung as many as 168 respondents using a questionnaire. Dayang data analysis used was SEM-PLS. the results of the study show that perceived ease of use has a significant positive effect on customer loyalty. In addition, perceived usefulness has a significant positive effect on customer loyalty. The results of this study are expected to trigger Islamic banks to further improve mobile banking facilities so that customers can continue to use Islamic bank mobile banking technology.