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All Journal Majalah Ilmiah Warta Dharmawangsa Jurnal Bisnis Corporate Journal Economic Management and Business
Muhammad Amri Nasution
Universitas Dharmawangsa
Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Other

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PENGARUH ATRIBUT PRODUK DAN INFORMASI PRODUK TERHADAP KEPUTUSAN PEMBELIAN PADA PT. TRIMITRA SWADAYA MEDAN Nur Annisa; Muhammad Amri Nasution; Al Firah Al Firah
Jurnal Bisnis Corporate Vol 8, No 1 (2023): JURNAL BISNIS CORPORATE : VOL. 8 NO. 1 JUNI 2023
Publisher : Program Studi Ilmu Administrasi Bisnis FISIP Universitas Dharmawangsa Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/jbc.v8i1.3603

Abstract

PENGARUH KOMPETENSI KARYAWAN DAN KOMITMEN KARYAWAN TERHADAP KINERJA KARYAWAN PADA PT. MEGAMAS PLAZA BANGUNAN MEDAN Sartika Wulandari; Muhammad Amri Nasution; Al Firah
Jurnal Warta Dharmawangsa Vol 18, No 2 (2024)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/wdw.v18i2.4442

Abstract

Analisis Penyelesaian Pembiayaan Kredit Pemilikan Rumah (KPR) Bermasalah (Studi Pada Bank BTN Kantor Cabang Syariah Medan) Ruhiya Azarita Br Ginting; Muhammad Amri Nasution; Al Firah
Journal Economic Management and Business Vol 5, No 1 (2026)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/jfeb.v5i1.8732

Abstract

This research aims to analyze the causes of problematic Home Ownership Credit (KPR) financing and find out the resolution strategies used by Bank BTN Syariah Medan Branch Office in handling this financing. The application of Home Ownership Credit (KPR) financing is popular with many people to own a house with the risk of financing problems which can affect the performance and stability of the bank. This research uses research methods with a qualitative approach, with data collection techniques including observation, interviews and documentation. Research informants include internal bank personnel who handle financing and customers who experience problematic Home Ownership Loan financing. The research results show that the causes of problematic Home Ownership Loan financing are influenced by two factors, namely internal factors related to the customer's personal circumstances such as decreasing income, lack of financial management skills, and indiscipline in making installment payments and external factors including economic conditions, increasing living costs, and unexpected expenses which affect the customer's ability to fulfill their obligations. In resolving problematic Home Ownership Loan financing, Bank BTN Syariah Medan Branch Office applies several resolution strategies, such as a persuasive approach to customers, restructuring financing through rescheduling, reconditioning and restructuring, as well as settlement through collateral auctions as a last resort if customers are unable to fulfill their obligations.
Co-Authors Al Firah Al Firah Al Firah Nur Annisa Ruhiya Azarita Br Ginting