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All Journal Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Suluah Pasaman
Tuti Anggraini
Universitas Islam Negeri Sumatera Utara Medan, Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

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The Effect of Ijarah Lease Income on Net Income at The Indonesian Sharia Bank (Case Study of The Indonesian Sharia Bank in Pinang 2018–2020) Maulana Malik Hafiz; Tuti Anggraini
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 7, No 01 (2023): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v7i01.5030

Abstract

The background of this research is the effect of ijarah lease income on net income in Indonesian Islamic banks. Net profit will increase when the financing distributed to customers is able to generate high profits, the higher the financing distributed, the higher the income received by the bank. With an increase in the level of financing, it will ultimately increase net profit (net income). With a large net profit, the bank will be able to face competition as well as expand the market, the continuity of the bank's business will be more guaranteed, and the level of financing obtained for each product will be evenly distributed without too much comparison. will make the bank's position more stable and optimize profit gain, even though there is one product that is problematic and poses a risk, but that risk certainly does not significantly affect the bank's business in generating profits because it is still anticipated by financing other products.
The Effect of Ijarah Lease Income on Net Income at The Indonesian Sharia Bank (Case Study of The Indonesian Sharia Bank in Pinang 2018–2020) Maulana Malik Hafiz; Tuti Anggraini
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 7 No. 01 (2023): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v7i01.5030

Abstract

The background of this research is the effect of ijarah lease income on net income in Indonesian Islamic banks. Net profit will increase when the financing distributed to customers is able to generate high profits, the higher the financing distributed, the higher the income received by the bank. With an increase in the level of financing, it will ultimately increase net profit (net income). With a large net profit, the bank will be able to face competition as well as expand the market, the continuity of the bank's business will be more guaranteed, and the level of financing obtained for each product will be evenly distributed without too much comparison. will make the bank's position more stable and optimize profit gain, even though there is one product that is problematic and poses a risk, but that risk certainly does not significantly affect the bank's business in generating profits because it is still anticipated by financing other products.
Analysis of the Level of Awareness and Implementation of Sustainable Development Goals (SDGs) in MSMEs in Supporting Economic Growth Hikmah Indri Yani Harahap; Tuti Anggraini; Nurlaila Nurlaila
Suluah Pasaman Vol 4 No 2 (2026): On Progress
Publisher : Sekolah Tinggi Agama Islam YDI Lubuk Sikaping

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70588/suluahpasaman.v4i2.1285

Abstract

MSMEs play a vital role in the Indonesian economy, yet their awareness and implementation of the SDGs remain poorly understood. This study emphasizes the importance of understanding and implementing the SDGs to enhance sustainable economic progress for micro-enterprises. The method used was a qualitative case study, designed to gain in-depth insight into the real-world situations faced by micro-enterprises. Information was collected through semi-structured discussions with MSME stakeholders and relevant individuals. The findings indicate that understanding and implementation of the SDGs among micro-enterprises are suboptimal and still face various obstacles, influenced by a lack of knowledge, limited access to information, and a lack of resources. However, the implementation of SDG principles promises to improve business performance, enhance competitiveness, and facilitate economic growth for MSMEs if supported by education, mentoring, and the integration of sustainability principles into business management
Co-Authors Ahmad Perdana Indra Ayu Purnama Sari Hikmah Indri Yani Harahap Maulana Malik Hafiz Nurlaila