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All Journal Journal of Noesantara Islamic Studies Cognitionis Civitatis et Politicae Journal of Management, Finance and Accounting Research Sharia Oikonomia Law Journal Pengabdian: Jurnal Abdimas
Hendri Hermawan Adinugraha
Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan
Religion Social Sciences Other

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Exploring The Role Of Sharia Fintech In Supporting The Islamic Economy In The Era Of Financial Digitalization Alifa Rahma Oktantia; Hendri Hermawan Adinugraha
Journal of Management, Finance, and Accounting Research Vol. 1 No. 1 (2025): Journal of Management, Finance, and Accounting Research
Publisher : Yayasan Abdurrauf Cendekia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70742/jmfar.v1i1.502

Abstract

Financial digitalization has brought significant changes to the modern economic system through the emergence of various financial technology innovations. In countries with predominantly Muslim populations, sharia fintech has emerged as a digital financial solution that integrates Islamic principles with technological advancement. This study aims to explore the role of sharia fintech in supporting economic growth in the era of financial digitalization and to identify its contributions, opportunities, and challenges. This research employs a qualitative approach through a literature review and descriptive analysis of academic journals, industry reports, and regulations related to sharia fintech and the digital economy. The analytical framework is based on financial inclusion, technological innovation, and maqashid sharia as the foundation of Islamic financial development. The findings indicate that sharia fintech plays a crucial role in enhancing financial inclusion, particularly for underserved communities, and in expanding access to financing for micro, small, and medium enterprises through sharia-compliant digital platforms. Moreover, sharia fintech supports economic stability and growth by offering a more transparent, ethical, and equitable financial system. However, the development of sharia fintech still faces several challenges, including low levels of digital sharia financial literacy, infrastructure limitations, and the need for more adaptive regulations and stronger sharia supervision. Therefore, collaboration among governments, regulators, and industry stakeholders is essential to ensure that sharia fintech can optimally contribute to sustainable economic development in the digital era.
Students’ Knowledge of Mental Health Literacy as a Prevention of Mental Health Problems Al Fiati Rubaatin; Hendri Hermawan Adinugraha; M. Shulthoni
Cognitionis Civitatis et Politicae Vol. 1 No. 1 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/politicae.v1i1.852

Abstract

This study identifies and analyzes students' understanding of mental health literacy for overcoming mental health problems that occur to them. A descriptive-qualitative method was used to systematically review the data. This study shows that the majority of students at UIN Pekalongan have an understanding of mental health and mental health literacy and how it affects them. However, there are still some students who have not fully implemented mental health literacy, which results in the absence of the influence of mental health literacy on them. Mental health literacy can affect a person's mental health if they truly understand and apply it in their daily lives, such as managing their stress. Stable mental health is when a person can deal with the pressures of normal life, work productively, and contribute to their community. Conversely, people who do not understand mental health will find it difficult to overcome mental health problems. There needs to be media assistance that can help students understand health literacy, one of which is social media. However, social media can also interfere with mental health, so information obtained must still be considered to avoid unwanted impacts. It is hoped that everyone can improve mental health literacy, one of which is students. Because mental health literacy is useful for oneself as well as others, each individual can learn how to respond to friends or family who experience mental problems in an appropriate way.
Analysis of Nutrition Status and Economic Factors Affecting Health Survey in Rogoselo Village Dini Febianti; Hendri Hermawan Adinugraha
Cognitionis Civitatis et Politicae Vol. 1 No. 1 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/politicae.v1i1.886

Abstract

This study aims to analyze the nutritional conditions of children in the village of Rogoselo, who are suffering from malnutrition, stunting, and wasting. The study investigates the factors that cause these nutritional problems, including economic and social factors. The research methods used are qualitative descriptive approaches, which involve in-depth interviews with the mother-in-law, as well as observations of the environmental conditions of the village. The findings show that economic factors such as low family income, high poverty rates, and economic instability contribute to the difficulty of access to nutritious food. Children from low-income families are more likely to suffer from nutritional problems. In addition, poor parents' knowledge of the importance of balanced nutrition is also a supportive factor. The study also found that interventions that include nutritional education, improved access to nutritious food, as well as health support can play an important role in improving the nutritional conditions of children in Rogoselo Village. These programs can help address nutritional problems and have a positive impact on children's well-being. In conclusion, more comprehensive and sustainable action is needed to improve the quality of life of the children in the village.
Hedonism Lifestyle in College Students Uin K.H Abdurrahman Wahid Pekalongan Hikmahtian Nurnafilah; Hendri Hermawan Adinugraha; M. Shulthoni
Journal of Noesantara Islamic Studies Vol. 1 No. 3 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jnis.v1i3.856

Abstract

The development of technology and modernization has led to changes in values and lifestyles among university students. They tend to be more contemporary in dress, food, drink and communication. The rise of modern shopping centers such as malls, cafes, and coffee shops isalso well received by students, most of whom come from the upper middle class. This indicates the tendency of hedonistic lifestyle among students, which is influenced by internal factors such as personality and external factors such as social class and group. The purpose of this study is to explain the description of hedonism lifestyle in college students and the factors of hedonism lifestyle in college students. The subjects of this research are students of UIN K.H Abdurrahman Wahid Pekalongan who like to hang out or have fun at cafes, restaurants, and others. This research uses a qualitative approach and is described in descriptive form. The datacollection technique used in this research is interview. Data analysis is done by grouping into categories and describing the data obtained according to the category. The results showed thathedonism lifestyle among students of UIN K.H. Abdurrahman Wahid Pekalongan is reflectedin the tendency of high interest in seeking and prioritizing pleasure. The factors behind it, bothinternal such as personality and external such as social class, especially social class, are dominant factors. The hedonistic lifestyle has a significant impact on students' academic aspects, such as procrastination, decreased achievement, and inactivity in lectures. Students' perceptions regarding the hedonism lifestyle also vary, some consider it important but some view it as not the main need.
Efforts to Increase the Competitiveness of Export Products in the Free Market in Islamic Economic Development Robby Prasetyo Kusjiarsih; Hendri Hermawan Adinugraha; Morse Kathryn
Sharia Oikonomia Law Journal Vol. 1 No. 3 (2023)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/solj.v1i3.190

Abstract

This research intends to increase the competitiveness of export products on the free market in Islamic economic development. This study uses a systematic literature review method. The data source for this research comes from journals and other literature related to direct marketing. The findings in this literature review study conclude that the realization of free trade tends to encourage each country to fully specialize in the production of goods that have a comparative advantage for that country. The readiness of a country in globalization depends on how the country encourages the products it produces to have a comparative advantage. With comparative advantage, competitive products will be produced in the global market. In addition, with the growth of world trade areas, which tend to form trading blocs in almost all continents, adding to the globalization of trade in the world today. Economic globalization is the expansion of global markets where global resources in production and marketing are no longer limited by geographic boundaries of countries. In fact, globalization covers a wider field, including the influence of politics, technology and culture. The role of the market becomes more important in creating economic conditions than the government. Countries can have a way that is considered most appropriate, but it is market policy that will be directly related to global markets. Companies and other forms of organization are no longer limited by national territory, the world has truly become one global "village".  
Socialization of Personal Financial Management through Basic Accounting Principles among Santriwati Islamic Boarding School Griya Santri Mahabbah Dinda Safira; Ananda Meilani; Wulan Oktaviani; Hendri Hermawan Adinugraha; Ria Anisatus Sholihah; Dliyaudin Achmad
Pengabdian: Jurnal Abdimas Vol. 1 No. 4 (2023)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/abdimas.v1i4.203

Abstract

Background. Santriwati who are pursuing college education have unique needs and challenges in managing their personal finances. With socialization about financial management, they will realize the consequences of unwise financial decisions and the importance of managing finances well to achieve financial stability in the future. Purpose. The purpose of this community service activity is to provide knowledge about personal financial management based on the basics of accounting for female students at the Griya Santri Mahabbah Islamic Boarding School. This service activity also encourages female students of the Griya Santri Mahabbah Islamic Boarding School to get used to managing personal finances Method. The research method used is the socialization method. The implementation of this service is carried out through three stages: service planning, service implementation, and service evaluation. Results. 10 out of 12 people will try to apply accounting financial records to personal financial management. They will try to keep records of income and expenses for certain periods of their daily lives. As for the two people who don't understand, they haven't tried this financial management, so they can't apply accounting financial records. Conclusion. The socialization activities regarding personal financial management that were carried out at the Griya Santri Mahabbah Islamic Boarding School were carried out smoothly according to plan and even received enthusiasm and a good response from the female students. This socialization activity was carried out to provide information to female students who still had difficulty managing finances. In the future, it is hoped that the community service activities that are currently being carried out can be continued with ongoing activities in the coming year and added material on more in-depth financial management. So that knowledge about financial management can be understood and used as capital for the future of female students in managing better financial planning.
Co-Authors Al Fiati Rubaatin Alifa Rahma Oktantia Ananda Meilani Dinda Safira Dini Febianti Dliyaudin Achmad Hikmahtian Nurnafilah M. Shulthoni Morse Kathryn Ria Anisatus Sholihah Robby Prasetyo Kusjiarsih Wulan Oktaviani