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Pendampingan Penyusunan Business Plan bagi Pelaku Industri Kue Karasa di Kecamatan Cempa Kabupaten Pinrang: Assistance in the Preparation of a Business Plan for Karasa Cake Industry Players in Cempa District, Pinrang Regency Darwis Darwis; Besse Faradiba; I Nyoman Budiono
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 8 No. 3 (2023): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v8i3.4756

Abstract

Small Micro Enterprises (SMEs) significantly contribute to the national economy, especially home industries. However, many business people still need to have a written business plan. This training activity aims to increase the knowledge and skills of Karasa cake industry players in making business plans. The target of the activity is the Karasa cake industry players who are members of the Karasa industrial center in Cempa District, Pinrang Regency. The training is delivered using participatory methods such as lectures, interactive discussions, and assistance in preparing business plan proposals. The pre-test and post-test measured participants' understanding of the business plan. The results of the training achieved were that the output of this activity was to provide knowledge for home industry players to develop the Karasa cake business by entering a broader market, and the outcome of this activity was that the Karasa cake industry had skills in making business planning proposals.
The Performance of Islamic Bank in Terms of Human Resources, Outstanding Loans, and NPF: Mann-Whitney Analysis I Nyoman Budiono; Hartina Husain; St. Nurhayati; Syahruddin Kadir; Nurul Fauzia; Nurul Muhlisa
Widya Cipta: Jurnal Sekretari dan Manajemen Vol. 10 No. 1 (2026): March
Publisher : Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/widyacipta.v10i1.9778

Abstract

Sharia banks act as financial institutions that perform financial intermediary functions, connecting parties with excess funds with parties in need of funds. The pandemic era in early 2020 is one of the most striking examples that shows the serious impact of macroeconomic changes on Islamic banking in Indonesia. This study focuses on the performance of Islamic banking. It aims to analyze changes in four variables: number of branches, number of human resources, outstanding financing, and Non-Forming Finance in Islamic banks, both before and during the pandemic. The method used is a statistical approach sourced from secondary data published by the OJK, which includes a sample of 12 Islamic commercial banks and 21 Islamic business units. The analysis technique used is a descriptive comparative analysis of the results of the Mann-Whitney statistical test. The results of this study, based on the analysis using the Mann-Whitney test, indicate significant differences in these variables between the periods before and during the COVID-19 pandemic in the Islamic banking sector. Therefore, a strategic response is needed from the Islamic banking sector in addressing changes in the economic situation and customer behavior influenced by external factors such as the pandemic. The importance of adaptation by the Islamic banking sector in facing a pandemic, as well as the importance of better risk management in managing business growth and credit risk.