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Analysis of Sharia Compliance Implementation in Assessing the Performance of Agent of PT Asuransi Jiwa Syariah Bumiputera Nurdin Nasution; Marliyah Marliyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3884

Abstract

Sharia compliance is one of the elements in the assessment of the soundness level of Sharia Insurance. Maintenance of the health level of insurance will be directly proportional to the maintenance of public trust so if insurance is negligent in maintaining its health level because it does not apply Sharia principles, public trust in insurance will be lost. This study aims to analyze the implementation of Sharia Compliance in assessing the performance of PT Asuransi Jiwa Syariah Bumiputera Agents. The performance of Sharia Insurance Agents certainly needs to be assessed whether it is in accordance with Sharia compliance. The method used in this research is descriptive qualitative. The results of this study indicate that the Insurance Agent of PT Asuransi Jiwa Syariah Bumiputera has carried out marketing in accordance with Sharia compliance, only that the company’s operational system is still under the auspices of its parent, so it cannot be ascertained that it will be free from elements of ribawi.
Faktor-Faktor Penyebab Terjadinya Penolakan Suatu Klaim Nasabah Asuransi Syariah: Studi Kasus Pada Pt. Asuransi Jiwa Syariah Bumiputera Nurdin Nasution; Atika Atika
JURNAL RISET MANAJEMEN DAN EKONOMI (JRIME) Vol. 1 No. 4 (2023): OKTOBER: JURNAL RISET MANAJEMEN DAN EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrime-itb.v1i4.707

Abstract

This research was conducted to determine the factors that cause other resistance.The research was conducted during an internship at PT. Bumiputra Sharia Life Insurance. Claims in sharia insurance are activities of providing compensation to participants who are experiencing a disaster. Claims in insurance terms are defined as requests or demands for payment of benefits in accordance with the provisions stipulated by the insurance policy. In this study the authors used qualitative methods to understand the phenomena that occur in case studies. From the research results of PT. Bumiputera Syariah Life Insurance rejects claims against customers because the case is against the law, namely the customer may make a claim but what is given is the result of the deposit while the benefits cannot be given. Whereas for those who do not meet the requirements for a claim cannot be accepted, it means that the claim submitted is rejected.