Puteri Anggi Lubis
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi

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Analisis Perilaku Toke Kelapa Sawit Dalam Perspektif Etika Bisnis Islam Di Desa Bukit Indah kec. Muara Papalik Kab. Tanjung Jabung Barat rizcatriutami; Ahsan Putra Hafiz; Puteri Anggi Lubis
JOURNAL SAINS STUDENT RESEARCH Vol. 1 No. 1 (2023): Oktober: Jurnal Sains Student Research
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v1i1.153

Abstract

This thesis is entitled Analysis of Oil Palm Toke Behavior in the Perspective of Islamic Business Ethics in Bukit Indah Village, Kec. Muara Papalik Kab. Cape Jabung Barat. The method used in this research is descriptive qualitative. In collecting data, the authors used observation, interview and documentation methods. Based on the results of the research conducted, the results and conclusions were obtained: (1) The behavior of the oil palm toke in Bukit Indah Village admitted that they did not really understand good and correct Islamic business ethics. But in their daily life indirectly they have implemented it well, such as doing the five daily prayers properly even though this has not fulfilled the principles of business ethics in Islam. (2) Regarding the review of Islamic business ethics on the behavior of the oil palm toke in Bukit Indah Village, it is not fully in accordance with business ethics. Because basically the practice of buying and selling between toke and farmers already knows the ethics of doing business but in practice has not applied the principles. What is happening in this village is that there are still things that are considered detrimental to one party, for example in the non-transparent weighing mechanism, poor service, and determining the purchase price of palm oil. In terms of business ethics, this is contrary to the principles of Islamic business ethics, such as the principles of honesty, fairness and also the principle of trust. Then, with this research, it is hoped that further researchers will be able to carry out the material on the same Islamic business behavior in different ways of thinking. So that in the future it can be used as a reference for those who research in similar cases.
Analisis Manajemen Keuangan Syariah Pada Koperasi Keluarga Kesehatan Syariah Jambi Tahun 2019-2021 Nur Aisyah; Maulana Yusuf; Puteri Anggi Lubis
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 1 No. 3 (2023): Juli : MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v1i3.384

Abstract

In 2019 there was a delay in paying mandatory deposits and sharia credit which affected the cooperative's financial management system. Financial management to measure the achievement of cooperative operations. Financial profitability from 2019-2021 has not been stable and to increase cooperative efficiency. Settlement of bad loans in the context of developing the national economy must run effectively and efficiently based on the principle of a simple, fast and low-cost trial. Settlement of bad credit is carried out by executing the collateral object in accordance with the mechanism specified in the provisions of the laws and regulations governing the collateral institution. The purpose of this study is to determine the factors that cause bad credit and to determine the effect on capital and accumulated profit losses of cooperatives. The method used in this research is a qualitative descriptive method, the steps include analysis of potentials and problems by means of a preliminary study through literature study and data collection through observation, interviews and documentation. The results of the study show that capital has no effect, then accumulated profit and loss only affects it because the performance and profits that are managed by cooperatives decrease, the profits received will also decrease. Then in completing the solution to the bad credit on several external and internal factors that occur, for solutions that are postponed installments and rescheduling are rescheduled with the total number of installments remaining the same according to the contract and obligations, then if someone's character is found to be difficult or in a difficult economic condition, the book will be deleted. This sharia cooperative has reserves for allowance for productive losses. As for suggestions, it is necessary to make a more detailed and measurable work plan containing strategies for achieving targets and controlling them periodically, taking into account the current situation and conditions.