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All Journal Jurnal Penelitian Pendidikan IPA (JPPIPA) Golden Ratio of Mapping Idea and Literature Format
Maya Andriani
Sekolah Tinggi Ilmu Ekonomi Profesional Indonesia
Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Library & Information Science Materials Science & Nanotechnology Physics Social Sciences

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Artificial Intelligence (AI) Architecture for Integrated Smart Digital Banking System Bambang Sugiharto; Harkim; Rejekia V Simanungkalit; Ilhamsyah Siregar; Maya Andriani
Jurnal Penelitian Pendidikan IPA Vol 9 No 10 (2023): October
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v9i10.4645

Abstract

Using artificial intelligence, physicists have condensed a daunting quantum problem that until recently required 100,000 equations into a task of as few as four equations - all without sacrificing accuracy. Artificial intelligence is becoming the most current achievement of the computing world. The human brain is to some extent represented and spliced with the ability to solve problems. The purpose of this study is to describe in detail how the power of artificial intelligence with its complex system can help the needs of digital technology in the banking sector. The research method used is the elaboration of great thoughts and facts about artificial intelligence. Scientific data is interpreted with analytical power that is as precise as possible, so as to produce a description that meets the logic of structured thinking. The data is taken from relevant and up-to-date literature, the work of scientists who have been disseminated in various weighty scientific publications at the world level. The results of the study found how artificial intelligence has folded the complexity of the problem into a simple solution. Artificial intelligence in the banking world becomes an instrument that integrates consumers, smartphones, databases, security systems, financial services authorities, agencies, law enforcement officers, and various derivative digital systems.
Analysis of Economic Vulnerability and Resilience of Communities Affected by Floods in Central Tapanuli, North Sumatra, and Aceh Bambang Sugiharto; H. Harkim; Maya Andriani; Syah Paradiba S. Sirait; Rejekia Vaizal Simanungkalit
Golden Ratio of Mapping Idea and Literature Format Vol. 6 No. 3 (2026): May - July
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grmilf.v6i3.2299

Abstract

This study examines the economic vulnerability and resilience of flood-affected communities in Central Tapanuli, North Sumatra, and Aceh through a qualitative literature review based on published articles, reports, and relevant policy documents. The study analyzes key dimensions of vulnerability, including poverty, livelihood dependence, limited financial access, housing conditions, disaster exposure, and adaptive capacity. The findings show that economic vulnerability is strongly influenced by dependence on climate-sensitive livelihoods, weak household assets, and limited access to savings, credit, insurance, and formal recovery assistance. Although affected communities demonstrate adaptive responses such as temporary relocation, livelihood diversification, housing modification, social capital utilization, and informal cooperation networks, overall community resilience remains relatively weak, particularly in social and institutional dimensions. The study highlights that flood management policies should move beyond short-term emergency relief toward integrated strategies that strengthen local economic capacity, adaptive social protection, community-based early warning systems, and sustainable livelihood diversification. These findings contribute to disaster risk reduction studies by emphasizing the need for inclusive, locally grounded, and multidimensional policy responses to reduce flood-related economic vulnerability.
Co-Authors Bambang Sugiharto H. Harkim Harkim Ilhamsyah Siregar Rejekia V Simanungkalit Rejekia Vaizal Simanungkalit Syah Paradiba S. Sirait