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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Bina Bangsa Ekonomika Jurnal Bisnis dan Manajemen (JURBISMAN) Neraca Manajemen, Akuntansi, dan Ekonomi Jurnal Perbankan Syariah
M. Yarham
UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences Other

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Pengaruh Persepsi Dan Motivasi Mahasiswa Terhadap Minat Bekerja Di Sektor Perbankan Syariah M. Yarham; Eka Putri Munthe; Ridwana Siregar
Jurnal Bisnis dan Manajemen (JURBISMAN) Vol. 1 No. 4 (2023): Jurnal Bisnis dan Manajemen (JURBISMAN)
Publisher : Penerbit dan Percetakan CV. Picmotiv

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61930/jurbisman.v1i4.317

Abstract

Penelitian ini bertujuan untuk melihat pengaruh persepsi dan motivasi terhadap minat bekerja di sektor perbankan syariah. Adapun variabel dalam penelitian ini yaitu persepsi dan motivasi sebagai variabel independen dan minat sebagai variabel dependen. Penelitian ini merupakan penelitian kuantitatif deskriptif dengan menyebarkan kuisioner sebagai metode pengumpulan data. Sampel penelitian ini sebanyak 100 responden dengan teknik penentuan jumlah sampel menggunakan rumus slovin. Teknik sampling yang digunakan dalam penelitian ini ialah purposive sampling. Teknik analisis data menggunakan aplikasi SPSS Versi 24. Hasil penelitian ini menunjukkan bahwa terdapat pengaruh signifikan persepsi mahasiswa terhadap minat bekerja disektor perbankan syariah. Terdapat motivasi mahasiswa terhadap minat bekerja disektor perbankan syariah. Terdapat persepsi dan motivasi mahasiswa terhadap minat bekerja disektor perbankan syariah. Penelitian ini diharapkan dapat menjadi sumber acuan dan referensi bagi mahasiswa khususnya prodi perbankan. Agar meningkatkan minat mahasiswa bekerja disektor perbankan syariah. Penelitian ini juga merupakan bahan informasi tentang faktor persepsi dan motivasi terhadap minat bekerja disektor perbankan syariah
Hukum Perbankan Syariah dan Implementasinya di Indonesia Mara rinaldi pakpakhan; M. Yarham; Ridwana Siregar
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20431

Abstract

The rapid development of sharia business is occurring in the banking, insurance, nodal market and other sharia financial services sectors. However, in supporting its work, the role of the Syanah Supervisory Board (DPS) is needed. The Sharia Supervisory Board (DPS) is an important part of the Sharia Financial Institutions (LKS) in Indonesia. Its position and function are simply regulated in one of the charts in the decree issued by the Indonesian Ulema Council (MUI) regarding the composition of the MUI DSN assignments. Sharia banking law Sharia banking law is a legal framework that regulates banking practices in accordance with Sharia principles, namely Islamic law. These principles include the prohibition of usury (interest), the prohibition of gambling (maisir), the prohibition of investment in businesses considered haram (for example, alcohol and pork), and ensuring fairness and sustainability in financial transactions. In the Sharia banking system, banks follow Islamic economic principles and try to create financial services that are in line with Islamic religious values. This includes the development of financial products such as mudharabah (profit sharing) contracts, musharakah (cooperation) contracts, and murabahah contracts (sale and purchase with disclosed profits). In Sharia banking law, there is a religious authority or board that is responsible for ensuring that all banking transactions and products comply with Sharia principles. Sharia banking law attempts to provide fair and sustainable financial solutions, which are in line with Islamic teachings. For this reason, there are several problems that may hinder the implementation of the Sharia Banking Law and its implementation is not good. Therefore, this research was conducted with the aim of making us know about Sharia Banking Law and its Implementation in Indonesia.
FAKTOR-FAKTOR YANG MEMPEGARUHI KEBERHASILAN UMKM (Studi pada UMKM di Kota Padangsidimpuan) Yusniati Hasibuan; M. Yarham
Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi Vol. 3 No. 7 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : CV SWA Anugrah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v3i7.1894

Abstract

Abstrak Tujuan penelitian ini adalah untuk mengetahui pengaruh modal usaha, lokasi usaha dan promosi secara bersama-sama terhadap keberhasilan UMKM di kota Padangsidimpuan. Penelitian ini merupakan penelitian kuantitatif deskriptif dengan menyebarkan kuesioner sebagai metode pengumpulan data. Teknik pengumpulan sampel dalam penelitian ini menggunakan rumus slovin dengan responden sebanyak 100 merupakan pelaku UMKM di kota Padangsidimpuan. Teknik analisis data menggunakan aplikasi statistical product and service solution (SPSS) versi 2023. Jadi hasil yang diperoleh dari penelitian ini menunjukan bahwa tidak terdapat pengaruh modal terhadap keberhasilan usaha pada UMKM di kota Padangsidimpuan. Terdapat pengaruh lokasi usaha terhadap keberhasilan usaha pada UMKM di kota Padangsidimpuan. Terdapat pengaruh promosi terhadap keberhasilan usaha pada UMKM di kota Padangsidimpuan. Terdapat pengaruh modal usaha, lokasi usaha dan promosi secara simultan terhadap keberhasilan usaha pada UMKM di kota Padangsidimpuan. Penelitian ini diharapkan dapat menjadi sumber acuan dan referansi terhadap pelaku usaha UMKM dalam menjalankan usahanya.
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT KABUPATEN BATUBARA MENJADI NASABAH BANK SYARIAH INDONESIA Nurmila Rizky; M. Yarham; Ridwana Siregar
Jurnal Bina Bangsa Ekonomika Vol. 17 No. 1 (2024): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v17i1.432

Abstract

This study aims to determine whether promotion, knowledge and location influence people's interest in saving at Bank Syariah Indonesia KCP Batubara. This type of research is descriptive quantitative by obtaining primary data from questionnaires that are given to respondents. The method of determining the sample by taking as many as 100 respondents using the slovin formula. The data obtained is then processed with the SPSS program. The results obtained for the knowledge variable tcount 3.975, promotion variable tcount 4.701, location variable tcount 3.119 and ttable 0.1654 (tcount > ttable) and significant 0.001 <0.05. The results of the t-test showed that the promotion and location variables had a significant effect, while the knowledge variable did not have a significant effect. This research is expected to be a source of reference and reference for the Batubara community in saving at BSI
PENGARUH LITERASI KEUANGAN DAN INKLUSI KEUANGAN TERHADAP KEPUTUSAN MAHASISWA DALAM MENGGUNAKAN PRODUK DAN JASA BANK SYARIAH Alawiyah Ade Lazriyani Ritonga; M. Yarham
Jurnal Perbankan Syariah Vol. 2 No. 2 (2023): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to see the effect of financial literacy and financial inclusion on student decisions in using Islamic bank products and services. The type of research used in this research is quantitative with data collection techniques used are questionnaires and questionnaires. The method of determining the sample using the slovin formula obtained 100 research respondents. The data analysis technique uses Structural Equation Modeling (SEM) with the help of SPSS. This study shows that financial literacy and financial inclusion variables have a positive and significant impact on student decisions in using Islamic bank products and services. This research is expected to be able to change the mindset of students towards the use of products and services of Islamic banks. Then it is expected that students use Islamic financial services not on the basis of literacy or inclusion but pay attention to the application of sharia.
Co-Authors Alawiyah Ade Lazriyani Ritonga Eka Putri Munthe Mara rinaldi pakpakhan Nurmila Rizky Ridwana Siregar Yusniati Hasibuan