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All Journal DAR EL-ILMI : Jurnal Studi Keagamaan, Pendidikan dan Humaniora
Intan Ayu
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PANDANGAN EKONOMI ISLAM TERHADAP FINTECH PEER TO PEER LENDING PADA GENERASI Z Intan Ayu
Dar el-Ilmi : jurnal studi keagamaan, pendidikan dan humaniora Vol 10 No 1 (2023): April
Publisher : Fakultas Agama Islam Universitas Islam Darul 'Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/darelilmi.v10i1.4768

Abstract

This study aims to analyze how the practice of developing Peer to Peer Lending-based technology systems in generation Z according to the view of Islamic economics, especially as payment transactions. In this study the authors designed a research design with a qualitative approach using the interview method with Z generation informants in Karangtaruna Kediren Village who had been married for research data collection. The results of this study indicate that there is a generation Z view in Karangtaruna Kediren Village towards the development of a financial technology system based on fintech lending. Members of Karangtaruna Desa Kediren continue to take advantage of the development of the fintech lending-based financial technology system for the convenience of borrowing money even though it applies usury. Whereas the practice of online loans that apply a total payment of more than the initial principal amount of the loan is not justified from an Islamic economic perspective. Keywords: Fintech lending, Islamic economics
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