Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
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This Author published in this journals
All Journal Jurnal Ilmiah Ekonomi Islam Journal of Ekonomics, Finance, and Management Studies
Eliyanora Eliyanora
Politeknik Negeri Padang
Religion Economics, Econometrics & Finance Social Sciences

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Studi Ekploratif tentang Akuntabilitas Crowdfunding Wakaf Dita Santika; Hidayatul Ihsan; Eliyanora Eliyanora; Gustina Gustina
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9601

Abstract

This study aims to portray the mechanism of waqf crowdfunding and as to how crowdfunding operator and nazhirs (waqf managers) show their accountability to the public. In doing so, an exploratory study at kitabisa.com, one of the largest donation-based crowdfunding platforms in Indonesia, was conducted. Data was collected through interviews, email correspondences, and web content analysis while data analysis was conducted through thematic analysis. The findings of this study show that there have been some efforts made by both crowdfunding operator and nazhirs to discharge their accountability to the public. Meanwhile, the absence of existing regulation to waqf crowdfunding in Indonesia could be a threat to waqf accountability. This study concludes with recommendations for the improvement of waqf crowdfunding in the future.
Faktor-faktor yang mempengaruhi Return on Deposit (ROD) Anisa Dwivana; Eliyanora Eliyanora; Josephine Sudirman
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 12 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i12.10272

Abstract

This study aims to analyze the factors influencing the Return on Deposit (ROD) of Islamic Commercial Banks in Indonesia during the period 2021–2024. The independent variables used include the Capital Adequacy Ratio (CAR), Operating Expenses to Operating Income (BOPO), Non-Performing Financing (NPF), Total Assets (Bank Size), Board of Directors, and Independent Commissioners. This research employs a quantitative approach with descriptive analysis and multiple linear regression using IBM SPSS Statistics 31. The sample consists of 11 Islamic Commercial Bank with a total of 44 observations. The results show that CAR, NPF, and Independent Commissioners significantly affect ROD, while BOPO, Total Assets, and the Board of Directors have no significant influence on ROD. The coefficient of determination (R²) of 42.7% indicates that the variation in ROD can be explained by this model. These findings are expected to provide insights for Islamic banks in strengthening capital management strategies, financing risk control, and the role of independent commissioners to enhance competitiveness and depositor confidence.
Co-Authors Anisa Dwivana Dita Santika Hidayatul Ihsan Josephine Sudirman