Imron Hamzah
DOSEN STAIMA BANJAR

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Koperasi dalam Perspektif Hukum Islam (Telaah Kritis Pemikiran Hukum Islam Taqiyyuddin al-Nabhani) Hamzah, Imron
Al-Manahij: Jurnal Kajian Hukum Islam Vol 11 No 1 (2017)
Publisher : Fakultas Syariah IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (233.774 KB) | DOI: 10.24090/mnh.v11i1.1272

Abstract

Cooperatives, originally emerging from the West, have grown in Muslim-majority countries, such as Indonesia. Modern Muslim scholars differ on the permissibility of cooperatives in Islamic law. Among the scholars who disallowed it is Taqiyyuddin al-Nabhani, who firmly declares that cooperative is not legal according Islamic law. The reason given by al-Nabhani is that within the cooperative there is no element of body as the subject of law, and also the distribution of profit in the cooperative is based on services that are not justified. But if it is analyzed carefully, it can be seen that in cooperatives there are already elements of the body in the form of board, and also the division of profit based on the service is essentially the division of profit based on work, so it is not contrary to the rules of Shari'a. This paper concludes that the cooperative is incorporated into the various contracts that have been discussed by the classical scholars, so the legal status of the cooperative is allowed according to Islamic law because there is no proposition forbids it.
Akad Musyarakah Dari Teori Ke Praktik (Studi Kasus di Bank Syariah Mandiri KCP Majenang) Imron Hamzah
el-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 1 No. 2 (2023)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v1i2.8632

Abstract

One of the solutions to avoid usury practices in banking is the implementation of the musyarakah contract. Among the banks that have applied the musyarakah contract is Bank Syariah Mandiri at its branch office in Majenang, located at Jalan Diponegoro No. 60, Majenang. However, in practice, it may not be possible to implement it 100% in accordance with the fiqh concept formulated by past scholars. There are several transformations of the fiqh concept, including in the form of musyarik, contract motifs, collateral requirements, types of business, profit-sharing distribution, profit-sharing ratios, the presence of penalties, musyarik's concern for the business being conducted, and the allocation of work. Some of these transformations have been legalized by the Fatwa of the National Sharia Board (DSN-MUI), such as collateral requirements, while others contradict the Fatwa of the DSN-MUI, such as in the event of losses in the business conducted. Additionally, some aspects align with the opinion of a contemporary scholar, particularly regarding the division of labor.