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All Journal PARETO : Jurnal Ekonomi dan Kebijakan Publik
Keke Oktavia
Universitas Prof Dr Hazairin SH
Economics, Econometrics & Finance Social Sciences

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PENGARUH PEMBAYARAN NON TUNAI TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA TAHUN 2011-2021: PENGARUH PEMBAYARAN NON TUNAI TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA TAHUN 2011-2021 Keke Oktavia
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 6 No. 1 (2023): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/pareto.v6i1.3850

Abstract

Abstract. This study aims to examine the effect of non-cash payments on economic growth in Indonesia in the most recent period. The independent variables in this study are debit/ATM cards, credit cards and e-money. The data in this study is secondary data obtained directly from the Central Bureau of Statistics and Bank Indonesia from 2011 to 2021. In this study, Eviews 9 was used. The results of this study indicate that debit/ATM cards, credit cards and e-money have a significant effect on economic growth. in Indonesia. Debit/ATM cards have a significant effect on economic growth, credit cards have a significant effect on economic growth, E-money does not have a significant effect on economic growth where the JB prob Normality test results test is calculated at 0.556338 > 0.05, meaning that normality has been fulfilled, multicollinearity test Using the correlation matrix, multicollinearity did not occur. The results of the Heteroscedasticity test calculated the prob-f value of 0.2520 > 0.05, meaning that there was no heteroscedasticity. The results of the multiple linear regression test were used to observe a relationship between the x and y variables. the results of the t test show that x1 has a significant effect x2 has a significant effect while x3 has no significant effect, F test 0.013857 <f table means H4 is accepted.Keywords: Non-Cash Transactions, Debit/ATM Cards, Credit Cards, E-Money, Economic Growt
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