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All Journal Jurnal Ilmiah Wahana Pendidikan Journal of Management and Social Sciences
Lala Atika Sari
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Religion Decision Sciences, Operations Research & Management Education Social Sciences Transportation Other

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Pengaruh Sistem Pembayaran Non Tunai (M-Banking) terhadap Tingkat Pertumbuhan Ekonomi Indonesia Lala Atika Sari; Ario Khasbiyal Ghofur Pranoto; Desti Yuni Aresta
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 16 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.8246501

Abstract

This journal was created to analyze whether there is an effect of electronic money transactions, per capita income levels, and inflation on economic growth in Indonesia. The development system in the financial sector has transformed from cash payments to cashless payments. Initially, it was only limited to bank transfers through tellers. Then it developed through Automated Teller Machines (ATMs). Furthermore, with the increasing mobility of customers/community, banking devices are required to create products that have higher mobility, creating M-Banking (Mobile Banking), E-Banking (Electronic/Internet Banking), SMS Banking, and so on. This research is a quantitative research, the data is processed using Multiple Regression Analysis. The results of the study show that partially per capita income and inflation do not have a significant effect on economic growth but Electronic Money Transactions have a significant effect on economic growth. Simultaneously Per Capita Income, Inflation Rate, and Electronic Money Transactions have no significant effect simultaneously on the Economic Growth variable.
Analisis Pengaruh Faktor Morbiditas, Tingkat Pengangguran Terbuka (TPT), dan Angka Partisipasi Murni (APM) Terhadap Indeks Pembangunan Manusia di Provinsi DKI Jakarta Periode 2017-2021 Lala Atika Sari
Journal of Management and Social Sciences Vol. 1 No. 4 (2022): November : Journal of Management and Social Sciences
Publisher : Sekolah Tinggi Ilmu Administrasi Yappi Makassar Jl. Sumba no 46, Kota Makassar, Sulawesi Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (190.989 KB) | DOI: 10.55606/jimas.v1i4.95

Abstract

This study was compiled to find out the results of an analysis of the factors that influence the human development index in DKI Jakarta Province for the 2017-2021 period. The human development index explains how people can access development outcomes in terms of income, health, education, and so on. HDI is based on three basic dimensions which include: 1. Long and healthy life (a long and healthy life); 2. Knowledge; 3. Decent standard of living. The purpose of this study is to analyze the components of each dimension that underlies the human development index, such as the Morbidity factor which is an extension of the dimensions of longevity and healthy life, the Net Enrollment Rate (APM) factor which is an extension of the education dimension, and the open unemployment rate factor. which is an extension of the dimension of a decent standard of living. These three components are used as independent variables to analyze their influence on the human development index in the DKI Jakarta province for the 2017-2021 period. This study is also used to rank the components that have the most influence to those that have the least impact on the HDI for DKI Jakarta province for the 2017-2021 period. This study uses Eviews-10 with time series data sourced from the DKI Jakarta Central Statistics Agency (BPS) web for the period 2017-2021. The research method used is the VECM (Vector Error Correction Model) which functions as an approach to predict long-term and short-term relationships in one time series data to other time series data. The results of this study say that the TPT variable (open unemployment rate), Morbidity Rate, and Net Participation Rate (APM) only make a small contribution to the Human Development Index in districts/municipalities in the Province of Jakarta. In the analysis results of the f test and t partial test, only two variables namely TPT (open unemployment rate) and morbidity have an influence on HDI. Meanwhile, the APM variable (pure enrollment rate) has no effect on HDI.
Co-Authors Ario Khasbiyal Ghofur Pranoto Desti Yuni Aresta