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All Journal Private Law
Zaenal Arifin Dilaga
Fakultas Hukum Universitas
Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

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KAJIAN YURIDIS MENGENAI HAKI SEBAGAI JAMINAN UTAMA BERDASARKAN PERATURAN PEMERINTAH NOMOR 24 TAHUN 2022 TENTANG PERATURAN PELAKSANAAN UNDANG UNDANG NOMOR 24 TAHUN 2019 TENTANG EKONOMI KREATIF DIMAS INDRAYANA; Zaenal Arifin Dilaga
Private Law Vol. 3 No. 3 (2023): Private Law Universitas Mataram
Publisher : Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/prlw.v3i3.3416

Abstract

This study aims to describe, explain the legal arrangements related to intellectual property rights used as collateral for debt in bank and non-bank financial institutions and assess the value of an intellectual property right. This research was carried out using normative legal research methods using a conceptual and statutory approach. The results of the research show that the approach method used to measure the value of an intellectual property that will be used as collateral is the cost approach, market value approach, income approach, and other approaches with intellectual property appraisers who evaluate Intellectual Property according to what is written in Government Regulation Number 24 of 2022 concerning Regulations for Implementing Law Number 24 of 2019 concerning the Creative Economy
PENYELESAIAN PEMBIAYAAN YANG MACET PADA MASA PANDEMI COVID-19 DI PT. BFI FINANCE CABANG MATARAM I GEDE PUTU PURNAMIA; Zaenal Arifin Dilaga
Private Law Vol. 3 No. 3 (2023): Private Law Universitas Mataram
Publisher : Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/prlw.v3i3.3419

Abstract

The purpose of this research is to determine solutions for delinquent financing during the Covid-19 pandemic at PT. BFI Finance Mataram Branch and to identify the challenges in resolving delinquent financing during the Covid-19 pandemic at PT. BFI Finance Mataram. This research is a normative-empirical study, employing the statutory approach, conceptual approach, and sociological approach as the methods of analysis. The data sources include field data and literature data, consisting of primary and secondary data. The data collection techniques involve conducting interviews for field data and document study for literature data. The data analysis is conducted through descriptive qualitative analysis. The research findings conclude that in resolving delinquent loans during the Covid-19 pandemic, PT. BFI Finance provides relief measures, such as rescheduling payment schedules, to alleviate the burden on customers. The non-litigation negotiation method is being used due to the pandemic situation. However, the challenges faced in resolving delinquent financing during the pandemic are mainly attributed to the financial problems faced by the debtors. Many debtors have been laid off by their employers during the pandemic, and it has been difficult for BFI to reach out to them due to the pandemic situation.
Co-Authors DIMAS INDRAYANA I GEDE PUTU PURNAMIA