Ainul Arofah
Universitas Islam Negeri Mataram

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Pengelolaan Modal Kerja dalam Menjaga Tingkat Likuiditas dan Profitabilitas Pada BMT- Al Hidayah Lombok Timur Ainul Arofah; Zaenudinmansyur Zaenudinmansyur; Zupawati Zulpawati
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 2 (2023)
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i2.11922

Abstract

This research aimed to determine the working capital management  in maintaining liquidity and profitability levels and how the impact of the policy which has been implemented. This research was descriptive 0qualitative research using primary and secondary data, with data collection techniques namely observation, interviews and documentation of the financial reports from 2019 to 2021. The analysis used was data reduction, data presentation, drawing conclusions, and financial report analysis used the calculation of liquidity and profitability ratios.The results of the research showed that the working capital management policy used by BMT AI-Hidayah in maintaining the level of liquidity, namely establishing partnerships with sharia banks and non-banks, setting cash budgets, and allocating the funds to branch offices, while the policy used by BMT in maintaining its profitability level was distribution in the funding form. The impact of the policy implemented by BMT in terms of liquidity, namely having sufficient funds in its operations to pay the obligations. It can be seen in the ratio calculation from 2019 to 2021. NWC, current ratio, cash ratio  are in a fairly good category. the impact on the profitability side was that BMT has increased revenue and this can be seen in the ROE calcultion which is in the very good category,  while the ROI calcultion is in the fairly good category.
IMPLEMENTASI GOOD CORPORATE GOVERNANCE TERHADAP KINERJA KARYAWAN DI PT BPRS TULEN AMANAH Ainul Arofah
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 1 (2024): Februari 2024
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i1.2782

Abstract

This study aims to find out how good corporate governance is implemented at PT BPRS Tulen Amanah, Masabagik District, and how good corporate governance plays a role in employee performance. The type of research used is descriptive qualitative research, with data collection techniques used, namely observation, documentation, and interviews. The data obtained is then analyzed using an inductive method that starts with a mindset then draws conclusions from specific data and then collects it to a more general level. The results of this study indicate that the implementation of the principles of good corporate governance, namely transparency, accountability, responsibility, fairness and independence have been implemented and juxtaposed with sharia principles. The implementation of good corporate governance has a composite title. "good" with a rating of 2 which includes the operational performance of PT. BPRS Tulen Amanah which implements GCG as a whole and in accordance with existing regulations. and the role of implementing good corporate governance on employee performance has been realized and felt in terms of several criteria, namely the quantity of work, quality of work, knowledge, creativity, cooperation, dependability, and initiative by employees and stakeholders at PT BPRS Tulen Amanah. Keywords: Good Corporate Governance , Employee Performance