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All Journal AKRUAL: Jurnal Akuntansi Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Aghniya: Jurnal Ekonomi Islam
Nonie Afrianty
Universitas Islam Negeri Fatmawati Sukarno Bengkulu
Religion Economics, Econometrics & Finance Social Sciences

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Pengelolaan Dana Zakat, Infak dan Sedekah (ZIS) dalam Peningkatan Ekonomi Mustahik Pada BAZNAS Provinsi Bengkulu Rista Putriana Putriana; Eka Sri Wahyuni; Nonie Afrianty
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 2 (2023)
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i2.12292

Abstract

ZIS funds are potential funds that can be used to build community welfare in the form of revolving (productive) funds. Management of ZIS funds is carried out through the Bengkulu Province National Zakat Agency (BAZNAS). It is known that the management of ZIS funds must reach a distribution stage that is productive, empowering and seeks to optimize the potential of mustahik. Distribution of ZIS funds can be carried out through various forms of providing business capital and business equipment to mustahik. BAZNAS issued regulations regarding zakat management through the Republic of Indonesia National Zakat Amil Agency Regulation Number 4 of 2018 concerning Reporting on the Implementation of Zakat Management. The research method used is a descriptive analytical method with a qualitative approach. The results of this research show that: 1) The ZIS fund collection system by BAZNAS Bengkulu Province is carried out using social media and payment of ZIS funds is carried out using an inter-bank transfer system and directly. 2) The distribution of ZIS BAZNAS funds in Bengkulu Province is carried out productively through business program capital (3) Standard monitoring of ZIS funds is carried out by means of a sharia audit which is a report every 6 months. From the results of research by interviewing ten mustahik people, it was found that productive management of ZIS funds can increase mustahik income before and after receiving ZIS fund assistance.
Pengaruh literasi keuangan syariah, kemudahan dan kemanfaatan terhadao minat penggunaan E-Wallet DANA pada masyarakat di kota bengkulu Suryadi Sikumbang; Nonie Afrianty; katra pramadeka
AGHNIYA : Jurnal Ekonomi Islam Vol 8, No 1 (2026): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v8i1.30623

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan syariah, kemudahan, dan kemanfaatan terhadap minat penggunaan e-wallet DANA pada masyarakat di Kota Bengkulu. Penelitian ini menggunakan metode kuantitatif dengan tujuan menguji hubungan dan pengaruh antar variabel penelitian. Teknik pengumpulan data dilakukan melalui penyebaran kuesioner secara online kepada responden yang merupakan pengguna e-wallet DANA di Kota Bengkulu. Sampel penelitian ditentukan dengan teknik purposive sampling dengan responden 100 orang di 9 kecamatan kota bengkulu. Data dianalisis dibantu oleh SPSS 25. Hasil penelitian menunjukkan bahwa literasi keuangan syariah dan kemanfaatan berpengaruh terhadap minat penggunaan e-wallet DANA, sedangkan kemudahan tidak berpengaruh terhadap minat penggunaan E-Wallet DANA. Secara simultan, literasi keuangan syariah, kemudahan, dan kemanfaatan berpengaruh terhadap minat penggunaan e-wallet DANA pada masyarakat di Kota Bengkulu.
Profit Sharing Ratio, BI Rate, and Inflation to Improve Mudharabah Deposits Fitri Dhivi Lovika; Nonie Afrianty; Rizky Hariyadi
AKRUAL: JURNAL AKUNTANSI Vol 17 No 2 (2026): AKRUAL: Jurnal Akuntansi (In Progress)
Publisher : Accounting Study Programme Faculty of Economics and Business Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v17n2.p280-292

Abstract

Introduction/Main Objectives: This study investigates how the profit-sharing ratio, BI Rate, also inflation affect level of Mudharabah deposits held in Islamic Commercial Banks (ICB) in Indonesia. Background Problems: Mudharabah deposit growth may be influenced by internal banking policies and macroeconomic conditions. Novelty: This study examines nine ICB during 2020–2024. Research Methods: Study utilizes a quantitative approach by analyzing secondary data through multiple linear regression based on 45 observations. Finding/Results: The findings indicate that only the profit-sharing ratio significantly effects on Mudharabah deposits, whereas BI Rate also inflation have no significant impact. Conclusion: The profit-sharing ratio plays an important role in increasing Mudharabah deposits in Islamic banking.
Co-Authors Eka Sri Wahyuni Fitri Dhivi Lovika Katra Pramadeka Rista Putriana Putriana Rizky Hariyadi Suryadi Sikumbang