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PENGARUH RESTRUKTURISASI KREDIT TERHADAP LIKUIDITAS BANK JANGKAR SELAMA PANDEMI COVID-19 Ahmad Farhan Lubis
Jurnal Kompetitif Bisnis Vol 1 No 1 (2020): Jurnal Edisi Covid-19
Publisher : Jurusan Administrasi Bisnis, FISIP, Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.0120/kompetitif bisnis.v1i1.49

Abstract

The purpose of this article is to determine the effect of restructuring on Anchor Bank Liquidity During the Covid-19 Pandemic. The banking sector is one of the economic sectors most affected by Covid-19, due to the large number of customers withdrawing funds from banks, or business actors borrowing bank funds for their business operations. But this has made the Bank's non-performing loans (NPL) increase rapidly which could disrupt the Bank's Liquidity in its business operations, Covid-19 pandemic made the debtor's economic situation unable to pay its obligations. Because of this the, government made a Credit Restructuring policy towards banks, by appointing a Anchor Bank as a Participating Bank in assisting the Liquidity of small Banks as an Implementing Bank.The Government as Bank Indonesia directly provides Liquidity assistance to the Anchor Bank, and the Implementing Bank can directly follow the requirements and mechanism by making a request letter to request Liquidity assistance from the Anchor Bank and is approved directly by the Financial Services Authority (OJK). This of course also becomes the risk of the Anchor Bank in this Credit Restructuring, because in addition to the risk of bad debts of the Anchor Bank itself, the Anchor Bank must also bear the risk of bad credit from the Implementing Bank assisted by its Liquidity. With this liquidity assistance, it is expected that Participating Banks and Implementing Banks can continue to extend their credit to the public, so that the economic cycle in Indonesia can return stable. Keyword: Banking, Credit Restructuring, Liquidity, Anchor Bank, Bad Credit.
PENGARUH KEPADATAN TANAH TERHADAP LAJU INFILTRASI PADA DAERAH PERMUKIMAN DI KECAMATAN ULAK KARANG SELATAN KOTA PADANG Ahmad Farhan Lubis; widya Prarikeslan
JURNAL BUANA Vol 10 No 2 (2026)
Publisher : DEPARTEMEN GEOGRAFI FIS UNP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/buana/vol10-iss2/2994

Abstract

The city of Padang with rainfall of 4,200 mm per year, with a topography of rough relief with a height of 0.5 to 1,800 m above sea level, has long been a regular (annual) flood, while serious flood disasters occurred several times, namely in 1972, 1979, 1980, 1981, 1982, 1986, 2000, and 2004 with the impact of various sufferings experienced by the citizens of the city. From the results of data analysis, the average value of the infiltration rate in the South Ulak Karang catchment area is 0.015367 (cm/minute). Based on the classification table, the very low absorption area is Zone E < 0.1. Thus the tests that have been carried out in this area are very low. Infiltration is strongly influenced by the availability of green open land as a catchment area and water reservoir. Rainwater that is stagnant above the ground surface infiltrates into the soil, which causes a layer below the soil surface to become dry. saturated with water. The less green open land that functions to drain water into the soil, the smaller the infiltration rate will be.