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PENGARUH LITERASI KEUANGAN TERHADAP GAYA HIDUP KONSUMTIF DI KALANGAN PEKERJA Ali Farhan
Media Mahardhika Vol. 18 No. 2 (2020): January 2020
Publisher : STIE Mahardhika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/mahardika.v18i2.150

Abstract

The study aims to test the influence between financial literacy and lifestyle on consumptive behaviour among workers, as well as to test the classic assumption in Keynes ' consumption theory, stating that consumption levels are affected by Income levels. This study was conducted using multiple regression tests that show the conclusion that financial literacy negatively affects the consumptive behaviour and lifestyle of positive effect on consumptive behavior, it contradicts With the classical theory of consumption caused this research is consistent with previous research among students (Pulungan and Febriaty, 2018; Lutfi and Herawati, 2015; Fauzia and Nurdin, 2019), consumption was not influenced by the level of income but also the level of financial literacy and lifestyle.
PENGARUH PERSEPSI MASYARAKAT TERHADAP KEPUTUSAN MENJADI NASABAH BANK SYARIAH STUDI KASUS PADA MASYARAKAT KOTA SIDOARJO DAN SURABAYA Fitri Komariyah; Ali Farhan
Media Mahardhika Vol. 18 No. 3 (2020): May 2020
Publisher : STIE Mahardhika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/mahardika.v18i3.172

Abstract

Sharia banks are often attached to Muslim communities, causing sharia banks to have an exclusive impression for people to become customers in Sharia banks, as if sharia banks belong to only Muslims. The perception led to the slow development of Sharia banks. This research is trying to understand whether it is true that religious perception affects people to become Sharia bank customers. By using regression analysis, in 156 respondents in the city of Surabaya and Sidoarjo is found that cognitive perception (belief and knowledge), affective (like and dislikes) and contemplative (likelihood) have a positive influence on individual decision to become a customer in Sharia banks.
PENGARUH AGRIKULTURA DAN INDUSTRI PADA EMISI KARBON STUDI NEGARA-NEGARA ASIA TAHUN 2010 - 2016 Ali Farhan
Media Mahardhika Vol. 19 No. 2 (2021): January 2021
Publisher : STIE Mahardhika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/mahardika.v19i2.250

Abstract

Penelitian ini berutujuan untuk menguji pengaruh sektor pertanian dan sektor industri terhadap tingkat emisi per kapita. Metodologi yang digunakan adalah penelitian kuantitatif dengan menggunakan uji regresi berganda pada program statistika SPSS. Hasil dari penelitian ini sector pertanian secara signifikan memiliki pengaruh negatif terhadap tingkat emisi karbon per kapita, sedangkan industri secara signigikan berpengaruh positif terhadap tingkat emisi per kapita.
PENGARUH IIKUIDITAS DAN NON PERFORMING LOAN PADA NETT PROFIT MARGIN: (Studi Kasus Pada Pada Perusahan Perbankan Periode Januari 2017 – Desember 2019) Gabinda Zahra Zulafa Arianty; Ali Farhan
Media Mahardhika Vol. 20 No. 1 (2021): September 2021
Publisher : STIE Mahardhika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/mahardika.v20i1.329

Abstract

Artikel ini mencoba mengurai lebih lanjut tentang relasi antara non performing loan dan likuiditas terhadap net profit margin bank. Dengan menggunakan regresi linier berganda pada data keuangan bank BRI, BNI, CIMB, dan Mandiri selama periode Januari 2017 – Desember 2019, didapati bahwa non performing loan berpengaruh negatif dan signifikan terhadap net proft margin, sementara likuiditas yang diproksikan dengan asset to loan ratio memiliki pengaruh negatif namun tidak signifikan terhadap net profit margin.
SHARIAH COMPLIANCE REVIEW: CASE STUDY ON SAVING CONTRACT AND FUNDING CONTRACT ON FINANCING SHARIAH COOPERATIVE ALMUBAROK Ali Farhan
Media Mahardhika Vol. 21 No. 3 (2023): May 2023
Publisher : STIE Mahardhika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/mahardika.v21i3.628

Abstract

This study aims to explain and assess sharia compliance in KSPS Al Mubarok. The research method used is a case study with muammalah fiqh theory analysis tools. Based on the results of the analysis, it shows that the savings contracts and financing agreements made at KSPS Al-Mubarok do not fulfill the syar'I principles in their business transactions, some things that are not syar'I include; not enter into a written contract on a savings contract, combine business contracts and social contracts, and use entrusted assets without the consent of the owner of the assets