Amir Salim
Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

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PENGARUH PELAKSANAAN TATA KELOLA DAN TATA PAMONG TERHADAP KINERJA DI STEBIS IGM PALEMBANG Dian Tri Utami; Mislahatul Amma; Muhtar Pido; Amir Salim
Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JIMESHA) Vol 1 No 1 (2021): Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JIMESHA)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimesha.v1i1.11

Abstract

Governance is a system that guarantees the implementation of the principles of credibility, accountability, responsibility and justice. IGM STEBIS Pamong Governance was developed by establishing and enforcing a system of values and norms, as well as internal motivation. The development of the civil service system is expected to be able to empower a management system that is oriented towards the principles of healthy tertiary management. This organizational management arrangement aims to form an administrative system that functions to increase effectiveness, efficiency and productivity in the effort to realize the vision, mission implementation, discipline and institutional integrity.
PROSEDUR PEMBIAYAAN,USAHA MIKRO BRI SYARIAH PT. BANK BRI SYARIAH TBK KCP SUDIRMAN PALEMBANG Eriza Eriza; Nanda Nanda; Sinta Sinta; Siti Siti; Amir Salim
Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JIMESHA) Vol 1 No 1 (2021): Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JIMESHA)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimesha.v1i1.15

Abstract

Bank is a financial institution specifically functions as an agent of trust, agent of development, and agent of services. In order to collect funds from people who have a surplus of funds in the form of savings and then distribute them to people who need funds in the form of financing, of course, they really need trust from the community. Banking is an institution that has a major role in the development of a country. This role is manifested in the bank's function as a financial intermediary institution. Some people believe that the money saved will not be misused by the bank which will be managed properly so that the bank will not go bankrupt and at a certain time the community will be able to withdraw their savings from the bank. In addition to conducting fund-raising and channeling activities, banks offer banking services to the public, including in the form of money transfer services, deposit services for valuable goods, bank guarantee services and other services so that the bank has an agent of services. Conventional Banks are banks that carry out conventional business activities which in their activities provide services in their activities providing services based on the procedures and provisions set by the state. Conventional banks will accept all forms of investment in all business fields as long as they comply with predetermined requirements. Meanwhile, Sharia Banks are banks that carry out business activities based on sharia principles or Islamic legal principles as regulated in the fatwas of the Indonesian Ulema Council such as the principles of justice and balance ('adl wa tawazun), benefit (maslahah), universalism (alamyah), and do not contain gharar. masyir, usury, zalim and haram objects.