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Macroeconomics And Profit Sharing Financing In Islamic Banking In Indonesia: The Third Parties Fund As Intervening Muhammad Hafizh; Nur Hidayah; Purnama Ramadani Silalahi
Jurnal Akuntansi dan Keuangan Islam Vol 8, No 2, Oktober (2020)
Publisher : SEKOLAH TINGGI EKONOMI ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35836/jakis.v8i2.183

Abstract

Permasalahan utama Dana Pihak Ketiga dan pembiayaan bagi hasil pada perbankan syariah di Indonesia dipengaruhi oleh faktor eksternal yang dikenal dengan istilah makroekonomi. Dana pihak ketiga sebagai variabel intervening inilah yang membedakan penelitian yang dilakukan peneliti dengan penelitian sebelumnya. Metode yang digunakan dalam penelitian ini menggunakan metode analisis jalur dengan model trimming. Hasil penelitian ini menunjukkan bahwa Ekonomi Makro secara simultan mempengaruhi Dana Pihak Ketiga. Secara parsial BI Rate, PDB, dan IHSG berpengaruh terhadap Dana Pihak Ketiga dilihat dari nilai probabilitas 0,000 0,05, dimana hanya inflasi yang tidak mempengaruhi Dana Pihak Ketiga. Sedangkan secara simultan pengaruh makroekonomi terhadap bagi hasil dimana pengaruhnya secara parsial menunjukkan bahwa inflasi, BI Rate, IHSG dan Dana Pihak Ketiga berpengaruh signifikan terhadap pembiayaan bagi hasil. Dari temuan di atas, secara tidak langsung ekonomi makro melalui Dana Pihak Ketiga lebih baik untuk pembiayaan bagi hasil, karena naik turunnya Dana Pihak Ketiga berpengaruh signifikan terhadap pembiayaan bagi hasil pada perbankan syariah.The main problems of Third Parties Fund and profit and loss sharing financing in Islamic banking in Indonesia are influenced by external factors have known as macroeconomics. Third parties funds as an intervening variable are what distinguish research conducted by researchers from previous research. The method used in this study uses the path analysis method with a trimming model. Processing data using IBM SPSS 25 tools. The results of this study indicate Macroeconomics simultaneously affects Third-Parties Funds. Partially, the BI Rate, GDP, and IHSG have an effect on Third Party Funds seen from the probability value 0.000 0.05, where only inflation does not affect Third-Parties Funds. Meanwhile, the macroeconomy simultaneously influences the profit-sharing where the effect partially shows that inflation, the BI Rate, IHSG and Third-Parties Funds have a significant effect on profit-sharing financing. From the above findings, the macroeconomy indirectly through Third-Parties Funds is better for profit-sharing financing, because the ups and downs of Third Parties Funds significantly affect profit-sharing financing in Islamic banking.
The Impact of Community Trust and Participation on Village Fund Utilization and Rural Economic Development: A Case Study of Padang Matinggi Village, Padang Lawas Regency Serly Charita Harahap; Purnama Ramadani Silalahi; Waizul Qarni
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.10102

Abstract

This study aims to analyze the effects of community trust and community participation on Village Fund utilization and rural economic development in Padang Matinggi Village, Padang Lawas Regency. A quantitative survey method was applied to 96 respondents using purposive sampling and analyzed with multiple linear regression (SPSS). The results show that community trust has a positive and significant effect on Village Funds Utilization (t = 13.749; sig. < 0.05) and village economic improvement (t = 3.734; sig. < 0.05), community participation has a positive and significant effect on Village Funds Utilization (t = 12.154; sig. < 0.05) and village economic improvement (t = 3.272; sig. < 0.05), and Village Fund utilization has a positive and significant effect on village economic improvement (t = 2.873; sig. = 0.005 < 0.05). Community trust and community participation simultaneously explain 73.9% of the variation in Village Fund utilization, while all three variables simultaneously explain 41.5% of the variation in village economic improvement (F = 21.749; sig. < 0.05), with the remaining 58.5% influenced by other factors outside this study. Therefore, strengthening community trust and participation is essential to optimizing Village Fund management for sustainable village economic growth.
ANALYSIS OF THE APPLICATION OF ISLAMIC BUSINESS ETHICS (CASE STUDY OF LOPO MANDHELING COFFEE PANYABUNGAN MANDAILING NATAL) Zahra Syahfitri Hasibuan; Nurul Jannah; Purnama Ramadani Silalahi
Jurnal Akuntansi, Keuangan, dan Manajemen Vol 5 No 4 (2024): September
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jakman.v5i4.3489

Abstract

Purpose: This research aims to examine how the Islamic business ethics present at Lopo Mandheling Coffee align with Islamic business ethics, in which the author conducts a study titled “Analysis of the Implementation of Islamic Business Ethics at Lopo Mandheling Coffee Panyabungan Mandailing Natal.” Methodology: The method used is a qualitative approach. At Lopo Mandheling Coffee, good Islamic business ethics have been implemented in accordance with the principles of unity, balance, free will, and responsibility. Results: It can be concluded that Lopo Mandheling Coffee has implemented Islamic business ethics as a competitive advantage. It is as if we have implemented the obligation of performing the five daily prayers, providing assistance and support to orphans as a form of social and environmental concern, as well as responsibility. Limitations : The author's suggestion is that Lopo Mandheling Coffee Panyabungan is expected to remain steadfast in applying the principles of Islamic business ethics, improve the quantity and quality of Human Resource management, and enhance the company's capital by seeking investors. Contribution : Islamic-based business ethics must be applied in today's highly competitive business environment. Keywords: Islamic Business Ethics; Application; Lopo Mandheling Coffee Panyabungan.