Rasidah Novita Sari
Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

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Analisis Jaminan dalam Akad Mudharabah di Perbankan Syariah Riska Komalasari; Darul Arqom; Fharizal Prakasa Suhaimi; Rasidah Novita Sari
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 1 No. 6 (2023): Desember : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v1i6.175

Abstract

This research was conducted with the aim of analyzing the guarantees contained in profit sharing agreements such as mudharabah agreements contained in sharia banking. In this research, a normative approach is used. A normative approach is used to examine the provision of guarantees in production sharing agreements from the perspective of Muamalat jurisprudence. This research shows that profit sharing contracts such as mudarabah essentially have no guarantees, except for guarantees against the possibility of moral hazard on the part of the contracting parties. In practice, Islamic financial institutions, especially Islamic banks, remove mandatory guarantees from the profit sharing agreements they make with their partners (customers). However, keep in mind that the guarantee of absolute rights will only end if the loss arises due to your fault, negligence or breach of contract. If the loss is caused by negligence, or a breach of customer contract, then warranty coverage should not be addressed.
Kebijakan Moneter dan Transformasinya Zaky Raihan; Muhammad Fajri Asshidiqy; Muhammad Hilman Haetami; Rasidah Novita Sari
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 1 (2024): Februari : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i1.182

Abstract

Monetary policy is a vital instrument in managing a country's economic stability. Global economic transformation and dynamics in financial markets require in-depth evaluation of monetary policy. This research aims to analyze the influencing factors of monetary policy and investigate the impact of its transformation in the current economic context. Through a careful methodological approach, this research uses secondary data analysis from various global and national economic sources. The literature review investigates the current literature on monetary policy and economic transformation. The results of the data analysis provide deep insight into the factors influencing monetary policy and the consequences of its transformation. The main findings show that changes in the global economic order, financial technology and capital market dynamics play a major role in changing the monetary policy paradigm. This transformation can have a significant impact on economic stability and societal welfare. The conclusions of this research provide a basis for developing policies that are responsive and adaptive to economic transformation. The practical implications of this research include the need to update a more dynamic monetary policy strategy to answer new challenges in the era of globalization. It is hoped that further research will deepen specific aspects of monetary policy transformation to provide a more comprehensive view.
PENGARUH KEBIJAKAN MONETER TERHADAP KINERJA PERBANKAN SYARIAH Dhuhayatun Naziah; Intan Wulandari; Sri Astuti; Rasidah Novita Sari
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 1 No. 2 (2023): November
Publisher : Publikasi Inspirasi Indonesia

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Abstract

Tulisan ini merupakan tinjauan pustaka yang bertujuan untuk mengetahui pengaruh kebijakan moneter terhadap kinerja Perbankan Syariah. Metode Penelitian ini Menggunakan Pendekatan Studi Literature dengan cara pengumpulan artikel jurnal dengan tema sesuai dengan tujuan penelitian. HasilĀ  literatur ini menunjukan dua hasil, hasil pertama mencakup pendapat atau kesimpulan tentang adanya pengaruh kebijakan moneter terhadap kinerja perbankan syariah. Hasil kedua mencakup pendapat atau kesimpulan tentang tidak adanya pengaruh kebijakan moneter. Hubungan antara kebijakan moneter terhadap kinerja perbankan syariah memiliki dua pendapat. Pertama kebijakan moneter terhadap kinerja perbankan syariah memiliki pengaruh yang positif atau signifikan, dan Kedua kebijakan moneter terhadap kinerja perbankan syariah memiliki hubugan negative atau tidak signifikan.
ANALISIS DAMPAK SERTA PENGARUH GLOBALISASI EKONOMI TERHADAP RODA PEREKONOMIAN DI INDONESIA Anan Subandi; Adam Farhanul Muttaqin; Sarip Hidayat; Rasidah Novita Sari
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 1 No. 2 (2023): November
Publisher : Publikasi Inspirasi Indonesia

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Abstract

Economic globalization is the integration of a country's economy into the global economic system which is run by various parties such as multinational companies, the WTO. IMF and World Bank. Indonesia is dependent on international trade, production and finance from an economic perspective. This makes Indonesia vulnerable to pressure from the international level and the impact of globalization. The impact of economic globalization is felt in domestic economic law which must act as an integration tool to balance various internal interests of the country, national interests, as well as between sectors of life in the country. In the economic context there are various pressures on increasingly tight trade, production related to multinational companies, integration of financial markets and the inflow of global capital investment. To overcome the impact of economic globalization, it is important to use a proactive strategy in negotiations with parties involved in globalization. Besides that, creating national economic laws that regulate foreign investment can be a solution, by showing global interests to support domestic economic growth.