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All Journal al-Afkar, Journal For Islamic Studies La Zhulma jurnal ekonomi syariah Journal of Islamic Law (EJIL)
Irwan Fauzy Ridwan
Institut Agama Islam Tasikmalaya
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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EQUITY CROWDFUNDING DALAM DISTRIBUSI ZAKAT Irwan Fauzy Ridwan
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 1 No 1 (2020): Zakat dan Pembangunan
Publisher : LPPM IAIT

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Abstract

Abstrak: Tujuan dari penelitian ini adalah mencari saluran distribusi dana zakat yang tepat bagi mustahik dari asnaf fakir dan miskin, dengan memperhatikan prinsip pelarangan. Penelitian ini adalah penelitian deskriptif kualitatif dengan melakukan kajian eksploratif terhadap saluran distribusi zakat dari beberapa sumber melalui kajian pustaka. penelitian terdahulu menawarkan saluran distribusi zakat bagi mustahiq ashaf miskin melalui penyaluran pinjaman dana bergulir. Sedangkan bagi mustahik dari golongan fakir penulis menawarkan Equity Crowdfunding sebagai salah satu saluran distribusi dana zakat yang diharapkan mampu menjembatani keterbatasannya bagi sebab amal ataupun udhur, untuk mengakses rejeki melalui penyertaan modal dalam platform urun dana di perusahaan UMKM, Waralaba atau pun properti. Abstract: The aims of this study is to find the right distribution channel of zakat for mustahik from asnaf Fakir and Miskin, by observing the principle of prohibiting riba. This research is a qualitative descriptive study by conducting an explorative study of the distribution channel of zakat from several sources through literature review. the study launched a zakat distribution channel for Miskin mustahiq ashaf through Revolving Loan Loans. While the mustahik of the group of writers offering Equity Crowdfunding as one of the zakat fund channels which is expected to bridge its limitations for amal or udhur reasons, to access the fortune through capital participation for a fund-raising platform at Micro, Small, Medium Enterprises (UMKM), Franchises or even Property.
Filantropi Islam: Peran dan Problematika Dalam Pencapaian Sustainable Development Goals Irwan Fauzy Ridwan
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 1 No 1 (2022): Ekonomi dan Bisnis Islam
Publisher : LPPM IAIT

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Abstract

Penelitian ini bertujuan untuk mengkaji mengenai peran dan problematika yang dihadapi filantropi islam dalam upaya pencapaian Sustainable Development Goals (SDGs) dengan menggunakan pendekatan kualitatif dalam metode analisisnya serta tinjauan literatur pada desain penelitiannya. Melalui proses penelusuran litaresi yang dilakukan, hasil penelitian mengungkap bahwa terdapat beberapa peran penting dari filantropi islam dalam mendukung pencapaian tujuan pembangunan berkelanjutan. Adapun yang menjadi faktor permasalahan dalam akselerasi capaian adalah terdapat faktor individual dan faktor kelembagaan yang harus dieliminasi, serta perlu adanya dukungan regulasi sehingga akan terhindar dari kesalahfahaman dan tumpang tindih dari masing-masing instrumen filantropi islam yang dapat menghambat capaian pembangunan berkelanjutan dalam tujuan pengentasan kemiskinan dan pengurangan kesenjangan ekonomi. Diantara solusi yang ditawarkan dalam penelitian ini adalah melalui pendekatan individu berupa pemahaman dan pendekatan kelembagaan agar tercipta sinergitas, keberlajutan dan ketuntasan program-program dalam pencapaian Sustainable Development Goals (SDGs).
Wakaf Tunai: Pencapaian Pendidikan Tinggi Berkualitas Irwan Fauzy Ridwan
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 2 No 1 (2023): Wakaf
Publisher : LPPM IAIT

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Abstract

Quality education determines the quality of human resources, and quality human resources play an important role in achieving sustainable development. Higher education has an important role in realizing quality human resources by organizing education, research, and community service, which is called the Tridharma of higher education. The philanthropic potential of the Indonesian nation cannot be underestimated as leverage for achieving Advanced Indonesia in 2045. Waqf money as one of the philanthropic instruments is expected to be an alternative in realizing the achievement of the Sustainable Development Goals (SDGs) by 2030, in this case the target of quality education in higher education. The purpose of this study is to find an appropriate cash waqf utilization strategy in accelerating the achievement of quality higher education in accordance with the Sustainable Development Goals (SDGs). This research uses a qualitative method with a descriptive analysis approach, which describes the utilization of cash waqf in realizing quality education. This study found that the utilization of Cash Waqf in the field of education, both in the form of cash waqf and waqf through money, has great potential to build the independence of universities in organizing higher education, so as to improve the quality of higher education while providing opportunities for the community to participate in higher education in Indonesia
ANALISIS KINERJA BADAN AMIL ZAKAT NASIONAL KOTA TASIKMALAYA MENGGUNAKAN METODE BALANCED SCORECARD PERIODE TAHUN 2021-2022 Irwan Fauzy Ridwan; Sopiyawati Anggini Pratama
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 3 No 2 (2023): Oktober,2023
Publisher : LPPM IAIT

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Abstract

Building a trustworthy and professional image for a zakat management organization is a top priority in addressing the crisis of trust within the community. In this regard, zakat institutions need effective management of zakat, infaq, and alms that prioritize principles of trustworthiness, professionalism, accountability, and transparency to earn the full trust of the community. Therefore, institutions like the National Zakat Amil Agency (BAZNAS) must design effective strategic plans to fulfill their roles and functions.Furthermore, performance assessment or measurement is also a critical element in monitoring the institution's success. To enhance the performance of the Tasikmalaya City BAZNAS, a comprehensive assessment or measurement is required, such as a balanced scorecard. This allows for the evaluation of the zakat institution's performance and identifies areas needing improvement. The balanced scorecard comprises four perspectives: financial, customer, internal business processes, and growth and learning. It emphasizes essential aspects often overlooked in traditional performance measurements, including human resources, operational processes, systems used within the organization, and customer satisfaction, resulting in more accurate measurement outcomes. This research aims to measure the performance of BAZNAS Tasikmalaya City using the Balanced Scorecard framework. The analytical method employed is descriptive with a quantitative approach. In descriptive analysis, this research provides explanations in the form of words and sentences to describe the results of quantitative analysis and elucidate phenomena arising from the data obtained. The research findings indicate that Tasikmalaya City BAZNAS' performance is considered good from a financial perspective (score 1), relatively good from a customer perspective (score 0.7), not satisfactory from an internal business process perspective (score -0.5), and reasonably good from a growth and learning perspective (score 0.7).
Optimization of the Halal Fashion Industry Based on Islamic Boarding Schools in Tasikmalaya City Danial Kusumah; Irwan Fauzy Ridwan
al-Afkar, Journal For Islamic Studies Vol. 7 No. 3 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i3.1054

Abstract

Tasikmalaya City is known as a center for embroidery industry which holds significant potential in the production of halal fashion industry. This potential is distributed throughout the city of Tasikmalaya with various motifs tailored to market demands. The halal fashion industry in Tasikmalaya operates at various scales, ranging from large textile factories to small-scale factories and home industries producing finished garments. Furthermore, the establishment of halal fashion industries based on pesantren (Islamic boarding schools) provides additional support, as the production process is often under the supervision of religious scholars, ensuring compliance with Islamic Sharia principles at every stage of production. This strengthens the aspect of product halal certification and maintains product quality in accordance with Islamic principles. To support the growth of this industry, there is a need for facilities that serve as production, promotion, and marketing hubs, especially for halal fashion industries, which have the potential to drive the local economy in the Tasikmalaya city area. This research becomes crucial when the management of the Tasikmalaya region is well-coordinated by the government with the support of private sectors, pesantren, and the community. Therefore, the author conducted a study aimed at analyzing the process of developing the potential of the halal fashion industry in Tasikmalaya City using the pentahelix model, employing qualitative research methods with a case study research approach. The results of this study indicate that the potential of the halal fashion industry in Tasikmalaya City can develop rapidly if all stakeholders collaborate synergistically, as reflected in the correlation among the elements in the pentahelix model.
PENGARUH KUALITAS PELAYANAN ZAKAT TERHADAP KEPUASAN MUZAKKI DI BAZNAS KOTA TASIKMALAYA (Studi Kasus Pada Muzakki di Baznas Kota Tasikmalaya) Fauzy Ridwan, Irwan
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2024): Maret 2024
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v4i2.290

Abstract

The purpose of this study was to analyze and find out how much zakat service quality and how big the level of muzakki satisfaction towards BAZNAS Tasikmlaya City and to determine whether or not there is a relationship between zakat service quality and Muzakki satisfaction carried out by BAZNAS Tasikmalaya City. This study used primary data collection techniques carried out by survey methods with a quantitative approach. The analytical method used is Simple Linear Regression Analysis. In this study, to test the hypothetical relationship, data processing was carried out using SPSS Statistics version 24 software. Based on the results of data analysis using SPSS Statistics version 24 Software, it is known that the quality of zakat services in the City of Tasikmalaya needs special attention because the services provided by BAZNAS in the City of Tasimalaya are not optimal. It can be seen from the data distributed, there are some who do not feel and are not satisfied with the quality of service provided by the Tasikmalaya City BAZAS. The satisfaction of muzakki with BAZNAS Tasikmalaya City can be said to be quite satisfied based on a questionnaire conducted to a number of muzakki, but there are still those who are not satisfied with the performance of BAZNAS Tasikmalaya City. The direct effect of service quality on muzakki satisfaction, based on the statistical calculation of the t-test, the t-count value was -0.030 with a significance value of 0.976 greater than 0.05 (0.976> 0.05) and the regression coefficient had a negative value of -0.006. Thus the quality of service does not significantly affect the satisfaction of muzakki. The coefficient value between service quality variables and muzakki satisfaction at BAZNAS Tasikmalaya City which was formed resulted in a negative relationship. With a correlation result of -0.006, this shows that the quality of service provided by BAZNAS Tasikmalaya City is still far from expectations and cannot be felt by muzakki at BAZNAS Tasikmalaya City or it can be said that the quality of service is still very low.
PERANAN HOME INDUSTRY DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT Agung Wahyu Subasriyanto; Fauzy Ridwan, Irwan
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 5 No 1 (2024): September, 2024
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v5i1.358

Abstract

The purpose of this research is to determine the role of home businesses that produce traditional food in Cihaur Manonjaya Village, to determine the supporting and inhibiting factors in home businesses and their role in improving the economy of the Cihaur Manonjaya community, Tasikmalaya district, as well as an Islamic Economic review of Home Businesses in Cihaur Manonjaya Village . The data analysis method is descriptive qualitative, namely explaining in depth and then conducting qualitative analysis which is described in the form of a description. Research findings regarding the production process of home businesses that produce food in Cihaur Manonjaya are managed simply and do not meet the standards set by the government. Supporting factors in this business are people's high buying interest and ease of marketing, the skills and knowledge that home entrepreneurs have in producing their products, people's desire to increase their income, and the capital that home industry entrepreneurs have. Meanwhile, the inhibiting factor is that the products they produce are easily damaged and do not last long. Even though there are inhibiting factors, this business has contributed to improving the economy of the Cihaur Manonjaya community
INTEGRASI TAFSIR AL-QURAN AYAT EKONOMI DENGAN PENGEMBANGAN SUKUK BERBASIS IJARAH Fauzy Ridwan, Irwan
Equality: Journal of Islamic Law (EJIL) Vol. 3 No. 1 (2025): Equality: Journal of Islamic Law (EJIL)
Publisher : Islamic Law Doctoral Study Programme, Postgraduate UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ejil.v3i1.1237

Abstract

Abstrak: Penelitian ini bertujuan untuk mengkaji integrasi tafsir Al-Qur'an terkait ayat-ayat ekonomi dengan pengembangan sukuk berbasis ijarah sebagai instrumen keuangan syariah yang inovatif. Metode yang digunakan adalah penelitian kualitatif dengan pendekatan yuridis normatif terhadap ayat-ayat ekonomi dalam Al-Qur'an. Penelitian ini juga mempelajari penerapan konsep ijarah dalam sukuk berdasarkan literatur ekonomi syariah. Hasil penelitian menunjukkan bahwa nilai-nilai Al-Qur'an seperti keadilan, transparansi, dan akuntabilitas relevan dengan mekanisme sukuk berbasis ijarah yang menekankan sistem sewa yang jelas dan bebas dari riba. Kebaharuan penelitian ini terletak pada integrasi antara tafsir Al-Qur'an dan pengembangan instrumen keuangan modern berbasis syariah, yang masih jarang dikaji secara mendalam. Adapun Kontribusi penelitian ini yaitu untuk memberikan kerangka kerja yang dapat menjadi referensi bagi pengembangan produk keuangan syariah yang lebih sesuai dengan nilai-nilai Islam. Abstract: This research aims to examine the integration of Qur'anic interpretation related to economic verses with the development of ijarah-based sukuk as an innovative Islamic financial instrument. The method used is qualitative research with a normative juridical approach to economic verses in the Qur'an. This research also studies the application of the ijarah concept in sukuk based on Islamic economic literature. The results show that Qur'anic values such as justice, transparency, and accountability are relevant to the ijarah-based sukuk mechanism which emphasises a clear rental system and is free from usury. The novelty of this research lies in the integration between the interpretation of the Qur'an and the development of modern sharia-based financial instruments, which are still rarely studied in depth. The contribution of this research is to provide a framework that can be a reference for the development of Islamic financial products that are more in accordance with Islamic values.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN INVESTASI SYARIAH DI INDONESIA Fauzy Ridwan, Irwan
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 6 No 1 (2025): Maret 2025
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v6i1.500

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi keputusan investasi syariah di Indonesia, dengan fokus pada literasi keuangan syariah, persepsi terhadap risiko dan return, kepercayaan terhadap lembaga keuangan syariah, faktor sosial dan budaya, serta pengaruh media sosial dan influencer. Menggunakan pendekatan kuantitatif dan analisis regresi, data dikumpulkan melalui kuesioner yang disebarkan kepada 500 responden yang berinvestasi atau tertarik untuk berinvestasi dalam produk investasi syariah. Hasil penelitian menunjukkan bahwa literasi keuangan syariah, persepsi risiko dan return, kepercayaan terhadap lembaga keuangan syariah, serta faktor sosial dan budaya berpengaruh positif terhadap keputusan investasi syariah. Selain itu, pengaruh media sosial dan influencer juga memiliki dampak signifikan, terutama di kalangan generasi muda. Temuan ini menggarisbawahi pentingnya edukasi keuangan syariah dan pemanfaatan media sosial dalam meningkatkan kesadaran dan partisipasi masyarakat dalam pasar investasi syariah di Indonesia. Rekomendasi yang dapat diberikan adalah lembaga keuangan syariah perlu lebih fokus pada peningkatan literasi keuangan syariah melalui program edukasi yang lebih luas, memanfaatkan platform media sosial untuk menjangkau generasi muda, serta meningkatkan transparansi dan kepercayaan terhadap lembaga mereka guna mendorong lebih banyak masyarakat berinvestasi dalam produk syariah yang sesuai dengan prinsip Islam.
ANALISIS KINERJA BADAN AMIL ZAKAT NASIONAL KOTA TASIKMALAYA MENGGUNAKAN METODE BALANCED SCORECARD PERIODE TAHUN 2021-2022 Fauzy Ridwan, Irwan; Sopiyawati Anggini Pratama
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 3 No 2 (2023): Oktober,2023
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v3i2.252

Abstract

Building a trustworthy and professional image for a zakat management organization is a top priority in addressing the crisis of trust within the community. In this regard, zakat institutions need effective management of zakat, infaq, and alms that prioritize principles of trustworthiness, professionalism, accountability, and transparency to earn the full trust of the community. Therefore, institutions like the National Zakat Amil Agency (BAZNAS) must design effective strategic plans to fulfill their roles and functions.Furthermore, performance assessment or measurement is also a critical element in monitoring the institution's success. To enhance the performance of the Tasikmalaya City BAZNAS, a comprehensive assessment or measurement is required, such as a balanced scorecard. This allows for the evaluation of the zakat institution's performance and identifies areas needing improvement. The balanced scorecard comprises four perspectives: financial, customer, internal business processes, and growth and learning. It emphasizes essential aspects often overlooked in traditional performance measurements, including human resources, operational processes, systems used within the organization, and customer satisfaction, resulting in more accurate measurement outcomes. This research aims to measure the performance of BAZNAS Tasikmalaya City using the Balanced Scorecard framework. The analytical method employed is descriptive with a quantitative approach. In descriptive analysis, this research provides explanations in the form of words and sentences to describe the results of quantitative analysis and elucidate phenomena arising from the data obtained. The research findings indicate that Tasikmalaya City BAZNAS' performance is considered good from a financial perspective (score 1), relatively good from a customer perspective (score 0.7), not satisfactory from an internal business process perspective (score -0.5), and reasonably good from a growth and learning perspective (score 0.7).
Co-Authors Agung Wahyu Subasriyanto Bela Berliana Danial Kusumah Sopiyawati Anggini Pratama Sopiyawati Anggini Pratama