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All Journal La Zhulma jurnal ekonomi syariah
Muhamad Zainul Abidin
Institut Agama Islam Tasikmalaya
Religion Humanities Economics, Econometrics & Finance Social Sciences

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Riba dalam Perspektif al-Qur’an dan Sunnah Muhamad Zainul Abidin
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 1 No 1 (2022): Ekonomi dan Bisnis Islam
Publisher : LPPM IAIT

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This study tries to find information related to usury holistically and comprehensively based on the verses of the Qur'an and the traditions of the Prophet, by conducting a thematic study to obtain authentic and in-depth information. So it is hoped that with the results of this research, the community, especially Muslims in Indonesia, will get a correct and comprehensive knowledge and understanding of usury. This research is library research using the maudhu'i interpretation and takhrij hadith methods. The maudhu'i interpretation method is used to explore in-depth and holistic information from the Qur'an. While the takhrij hadith method is used to obtain valid and comprehensive information from the hadith. Based on the results of the study, the key that the scholars are that usury is unlawful, including major sins whose perpetrators are threatened by Allah with severe punishment and punishment. The prohibition of usury is based on three main arguments that have the highest authority in Islamic law, namely the Qur'an, as-Sunnah, and Ijma'. The prohibition of usury is comprehensive. This means that all forms of usury are haraam, either a little or a lot.
Wakaf dalam Perspektif al-Qur’an dan Sunnah Muhamad Zainul Abidin
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 2 No 1 (2023): Wakaf
Publisher : LPPM IAIT

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Waqf is one of the pillars of Islamic philanthropy that has been practiced since the early days of Islam. The Prophet and his Companions were pioneers in this regard. He encouraged and even directly set an example for the Companions by donating some of their wealth from the fai'. In Indonesia, waqf has also become a significant source of public funding. Waqf has great potential to alleviate poverty and improve the welfare of the people in a sustainable manner, because waqf assets are long-term, not limited by time. The enormous potential of waqf encourages researchers to conduct research on the concept of waqf, by exploring it directly through two authoritative sources in Islam, namely the Qur'an and Sunnah. This research is a literature research using the method of maudhu'i interpretation (thematic interpretation study) and takhrij hadith. The maudhu'i interpretation method is used to explore information deeply and holistically from the Qur'an. While the takhrij hadith method is used to obtain valid and comprehensive information from the hadith. The results show that the law of waqf according to the majority of scholars is mandub (sunnah). This is based on the shara' arguments from the Qur'an, Sunnah, and Ijma' that indicate the recommendation to endow. Waqf was widely practiced during the time of the Prophet, both by himself and his companions. The virtues of waqf are very great as stated by the Prophet, both in the Qur'an and Sunnah. Among the virtues of waqf for people who do waqf are: (1) Glory in heaven, (2) Multiplied rewards, as well as forgiveness from Allah, and (3) Rewards that will continue to flow beyond the limits of the world.
EFEKTIVITAS PENDAYAGUNAAN DANA ZAKAT, INFAK DAN SEDEKAH (ZIS) PADA PROGRAM BANGKIT LAZ PERSIS KLP CIPEDES KOTA TASIKMALAYA Muhamad Zainul Abidin; Jajang Rusmana
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 3 No 2 (2023): Oktober,2023
Publisher : LPPM IAIT

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This study aims to explain the effectiveness of the utilization of zakat, infaq and alms (ZIS) funds in the BANGKITLAZ Persis KLP Cipedes program. This program has not been carried out for a long time to cover the area of TasikmalayaCity where there are still many mustahik in Tasikmalaya City who need business capital assistance, so with this problemthe authors want to examine how effectively this program is running for increasing the welfare of mustahik in this casethose who have micro businesses located around Cipedes District according to the location where this program isimplemented.The research conducted is descriptive qualitative research, because according to the author this method issuitable and relevant to the object of research. In this study, the data used were qualitative data, namely those originatingfrom primary and secondary data which were then formulated and interpreted so that they were arranged into one. Datacollection was carried out using observation techniques, interviews, documentation, and literature study. All of theseinstruments support and complement each other in order to obtain complete and accurate data.The results showed that LAZ Persis KLP Cipedes had succeeded in utilizing zakat, infaq and alms funds inincreasing the welfare of mustahik with a total of 21 beneficiaries who were successfully empowered in the Rise program.The BANGKIT program has been running effectively as evidenced by the increase in the level of income earned by mustahikbefore and after receiving assistance. Then, there has also been an increase in the spiritual aspect of the mustahik whichis in accordance with the aim of the Rise program, namely to increase the spirituality of the recipients of venture capitalassistance
Co-Authors Jajang Rusmana