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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal REP (Riset Ekonomi Pembangunan) Kreativasi: Journal of Community Empowerment
Ririn Nopiah
Universitas Bengkulu, Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Social Sciences Other

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Financial Technology and Poverty Alleviation in Indonesia During the COVID-19 : Impact Evaluation Analysis Ririn Nopiah; Retno Agustina Ekaputri; Armelly Armelly; Eka Dewi Anggraini
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 12 No 1 (2024): Januari
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v12i1.4865

Abstract

The COVID-19 pandemic has brought significant changes, especially to each country's economic and financial sectors. Economic growth in Indonesia experienced a contraction entering mid-2021. This also impacted limiting economic activity, decreasing household consumption, unemployment risk, and increased poverty. In addition, there are changes in people's behavior, such as digital financing systems, non-cash payment systems, and online buying and selling transaction systems. Efforts to improve the economy are encouraged by stimulating people's economic productivity through adaptation to digital technology developments, especially using digital finance. However, the development of digital finance needs to be supported by public financial literacy and inclusion so that it can positively alleviate poverty. This study aims to analyze the impact of financial technology lending on poverty in Indonesia during the COVID-19 pandemic using instrumental variable analysis (IV) for 2019-202. The results of the study show that fintech lending has a negative effect on the poverty rate. However, it is not significant when other variables are added. E-commerce and the use of credit cards have a negative and significant impact on the poverty rate in Indonesia. In maximizing the role of Fintech in Indonesia, support and cooperation from the government, financial institutions, and various relevant stakeholders are needed.
Pendidikan Desa Berkualitas : Revitalisasi Taman Baca Desa Jambu Bengkulu Mencapai Sustainable Development Goals Ririn Nopiah; Lela Rospida; Yusnida
Kreativasi : Journal of Community Empowerment Vol. 1 No. 2 (2022): Vol.1 No. 2, 2022 : September 2022
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/kreativasi.v1i2.25093

Abstract

Sustainable Village Development / SDG's Village is a big program for Indonesia. One of SDG's Village programs is quality village education. Desa Jambu in Bengkulu City is one of the villages that has a high opportunity to become a role model for SDG's Village achievements with the existence of a Taman Baca Desa system, but the implementation of Desa Jambu Taman Baca program has not been carried out optimally by the Village so that the purpose of this community empowerment activity is to revitalize the Taman Baca Desa to achieve sustainable Development Goal’s. The Empowerment Activities carried out in the form of counseling and socialization of the importance of managing taman baca desa. The results of this activity show that there is interest, enthusiasm and awareness of the importance to manage taman baca desa by good and optimal management for mutual benefit.
THE IMPACT OF E-COMMERCE ON INDONESIA ECONOMIC GROWTH: INTERMEDIATION MODELS WITH FINANCIAL TECHNOLOGY CONSTRAINT Ririn Nopiah; Retno Agustina Ekaputri; Barika Barika; Ratu Eva Febriani
Jurnal REP (Riset Ekonomi Pembangunan) Vol. 9 No. 1 (2024): April 2024
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rep.v9i1.1216

Abstract

The COVID-19 pandemic triggered economic shocks that adversely affected the global economy. Economic growth contracted significantly. Restrictions on economic activity trigger people's shopping behavior to switch to non-cash and online systems. E-commerce, as one part of digital economic transformation, has experienced a significant increase which impacts the flow of dissemination of ideas, innovations, and information, thus encouraging economic growth. This study analyzes the Impact of e-commerce on economic growth in Indonesia during the COVID-19 pandemic using intermediation models and fixed effect analysis. The results show that e-commerce negatively and significantly impacts economic growth during 2019 and 2021. Because e-commerce stimulates economic growth in a country but needs to be supported by quality infrastructure, quality broadband internet, online security (cyber security), and digital payment systems (e-payment). The variables of online financing, efficiency of government spending, length of schooling, and number of tourists have a positive and significant effect. Meanwhile, the poverty rate and human development index have a negative and significant effect. In maximizing e-commerce activities in Indonesia, strong support and collaboration from the government, financial institutions, and the Ministry of Communication and information technology are needed.
Co-Authors Armelly Armelly Barika Barika Eka Dewi Anggraini Lela Rospida Ratu Eva Febriani Retno Agustina Ekaputri Yusnida