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PENGARUH PENGETAHUAN, KEPERCAYAAN, DAN KEMUDAHAN MAHASISWA PERBANKAN SYARIAH UIN MAHMUD YUNUS BATUSANGKAR TERHADAP PENGGUNAAN APLIKASI MOBILE BANKING PADA ERA DIGITAL Fitri Yenti SEI.,MA; Hospi Burda; Aisyah Ramadhani Putri
Krigan: Journal of Management and Sharia Business Vol 1, No 2 (2023): Desember 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/krigan.v1i2.7639

Abstract

Penelitian ini untuk menganalisis seberapa besar pengaruh  pengetahuan, kepercayaan, dan kemudahan mahasiswa perbankan syariah UIN Mahmud Yunus Batusangkar terhadap penggunaan aplikasi mobile banking pada era digital. Jenis penelitian yang dilakukan adalah  penelitian lapangan (field research) dengan menggunakan pendekatan kuantitatif. Teknik analisis data menggunakan aplikasi SPSS Versi 22. Hasil penelitian menunjukkan bahwa pengetahuan (X1) tidak berpengaruh signaifikan terhadap penggunaan aplikasi mobile banking pada era digital yaitu dengan nilai signifikansi 0,582 > 0,05. Kepercayaan (X2) berpengaruh signifikan terhadap penggunaan aplikasi mobile banking pada era digital yaitu dengan nilai signifikansi 0,000 < 0,05. Kemudahan (X3) berpengaruh signifikan terhadap penggunaan aplikasi mobile banking pada era digital yaitu dengan nilai signifikansi 0,015 < 0,05. Secara simultan pengetahuan (X1), kepercayaan (X2), dan kemudahan (X3) bersama-sama berpengaruh signfikan terhadap penggunaan aplikasi mobile banking pada era digital. Abstract This research is to analyze how much influence the knowledge, trust and ease of sharia banking students at UIN Mahmud Yunus Batusangkar have on the use of mobile banking applications in the digital era. The type of research carried out is field research using a quantitative approach. The data analysis technique uses the SPSS Version 22 application. The research results show that knowledge (X1) has no significant effect on the use of mobile banking applications in the digital era, with a significance value of 0.582 > 0.05. Trust (X2) has a significant effect on the use of mobile banking applications in the digital era, namely with a significance value of 0.000 < 0.05. Convenience (X3) has a significant effect on the use of mobile banking applications in the digital era, with a significance value of 0.015 < 0.05. Simultaneously, knowledge (X1), trust (X2), and convenience (X3) together have a significant influence on the use of mobile banking applications in the digital era.
The Legal Pluralism Dilemma in Ulayat Land Certification: The Crisis of Communal Ownership in Minangkabau Hospi Burda; Rahmad Hidayat; Fitri Yenti; Hamdanil Hamdanil; Zul Atril
Madania: Jurnal Kajian Keislaman Vol 29, No 2 (2025): DECEMBER
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/madania.v29i2.8630

Abstract

This article aims to conceptually analyze the dilemma of legal pluralism in the implementation of land certification policies and their impact on the existence of ulayat (communal) land in Minangkabau, which has historically been communal, matrilineally inherited, and governed through a customary legal system. Amid the state’s agrarian legal modernization, a significant research gap remains concerning how certification policies—centered on individualized land ownership—affect the communal ownership structure, social function of customary law, and the spiritual values of indigenous communities. This research employs a library-based method with an interdisciplinary approach, combining perspectives from customary law, national agrarian law, and Islamic law, specifically through the lenses of legal pluralism and maqâṣid al-syarîʿah. The findings indicate that certifying ulayat land under individual ownership not only weakens the authority of ninik mamak (customary leaders) as custodians of communal land but also degrades customary identity and accelerates the fragmentation of ownership into private holdings. Furthermore, no established legal model has been found capable of safeguarding communal land rights within Indonesia's current legal system. This study offers a responsive and contextual legal harmonization framework by integrating customary law recognition into land administration mechanisms and reinforcing the principle of al-milkiyyah al-musytarakah within the maqâṣid al-syarîʿah  paradigm to preserve ulayat land amidst growing agrarian liberalization.Artikel ini bertujuan untuk menganalisis secara konseptual dilema pluralisme hukum yang muncul dalam implementasi kebijakan sertifikasi tanah terhadap eksistensi tanah ulayat Minangkabau yang secara historis bersifat komunal, diwariskan secara matrilineal, dan diatur melalui sistem hukum adat. Di tengah upaya modernisasi hukum agraria nasional, masih terdapat kesenjangan kajian terkait bagaimana kebijakan sertifikasi yang berorientasi pada individualisasi hak berdampak terhadap struktur kepemilikan kolektif, fungsi sosial adat, dan nilai-nilai spiritualitas masyarakat adat. Penelitian ini merupakan studi kepustakaan (library research) dengan pendekatan interdisipliner, menggabungkan perspektif hukum adat, hukum agraria nasional, dan hukum Islam, khususnya melalui lensa teori pluralisme hukum dan maqâṣid al-syarîʿah. Hasil kajian menunjukkan bahwa sertifikasi tanah ulayat atas nama individu tidak hanya melemahkan kewenangan ninik mamak sebagai pengelola tanah komunal, tetapi juga berpotensi mendegradasi identitas adat dan mempercepat fragmentasi kepemilikan yang bersifat privat. Selain itu, ditemukan bahwa tidak terdapat model hukum baku yang mampu menjamin keberlanjutan hak komunal dalam sistem hukum nasional. Artikel ini menawarkan sebuah formulasi harmonisasi hukum yang responsif dan kontekstual melalui integrasi pengakuan hukum adat dalam administrasi pertanahan, serta penguatan nilai al-milkiyyah al-musytarakah dalam kerangka maqâṣid al-syarîʿah, untuk menjaga keberlangsungan tanah ulayat di tengah liberalisasi agraria.
Repositioning Legal Awareness Development Through Maqāṣid Al-Syarī‘Ah: A Value-Based Approach to Indonesia’s National Legal Culture Amrizal Amrizal; Edy Saputra; Putri Alya Sabina; Hospi Burda
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 18 No. 1 (2026): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v18i1.4047

Abstract

Legal awareness in Indonesia remains predominantly characterized by instrumental and sanction-driven compliance, despite high levels of religiosity, reflecting a structural weakness in national legal culture. This study aims to reposition legal awareness development by examining Maqāṣid al-Syarī‘ah as a value-based and ethical foundation capable of fostering internalized legal compliance within Indonesia’s national legal system. Employing a qualitative normative legal research design, this study analyzes classical Islamic legal thought—particularly Ibn ʿĀshūr’s formulation of maqāṣid—alongside contemporary legal scholarship and Indonesian legal discourse through thematic and comparative analysis. The findings demonstrate that prevailing positivist, socio-legal, and normative fiqh-oriented approaches remain limited in cultivating internal legal awareness, as they prioritize formal compliance, coercive enforcement, and doctrinal rigidity while neglecting ethical internalization and cultural resonance. In contrast, Maqāṣid al-Syarī‘ah provides an integrative ethical framework that aligns legal norms with moral objectives, public welfare (maṣlaḥah), and social meaning, thereby strengthening internalized legal compliance. This study further shows that although maqāṣid-based principles have been applied in various legal sectors in Indonesia, they remain fragmented and disconnected from legal awareness policy. The novelty of this study lies in its conceptual repositioning of Maqāṣid al-Syarī‘ah not merely as a normative fiqh doctrine or sectoral reform tool, but as a comprehensive ethical and cultural framework for legal awareness development within Indonesia’s national legal culture.