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Susilo
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PENGELOLAAN KEUANGAN BERKELANJUTAN DI KABUPATEN BLITAR MELALUI PENDEKATAN GREEN BUDGETING Susilo; Al Muizzuddin Fazaalloh; Roekhuddin; Afif Khoiruddin; Alvira 'Aina A'yun
Jurnal Berdaya Mandiri Vol. 8 No. 2 (2026): JURNAL BERDAYA MANDIRI (JBM)
Publisher : Universitas PGRI Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31316/jbm.v8i2.9502

Abstract

Sustainability issues in village financial governance have become increasingly important amid growing demands for environmentally sound and inclusive development. Srengat Subdistrict, Blitar Regency, has significant economic potential based on agriculture and micro, small, and medium enterprises (MSMEs). However, village budgeting practices remain largely focused on physical and administrative expenditures, with limited consideration of social and environmental impacts. This community service program aims to enhance the capacity of village officials and local economic actors in implementing sustainable financial management through the integration of green budgeting principles into the Village Revenue and Expenditure Budget (APBDes). The program adopted a Participatory Action Research (PAR) approach, including socialization, training, the application of matrix-based Green Tagging, and three months of mentoring and evaluation. Initial assessments revealed low sustainable finance literacy, the absence of Green Tagging practices, and the lack of technical guidelines for classifying green activities at the village level. Preliminary results demonstrate improved understanding of green budgeting, the development of a draft green activity classification toolkit compatible with the village financial system, and the establishment of a Green Budgeting Working Group. This initiative marks an important step toward transparent, participatory, and triple bottom line–oriented village financial governance. Keywords: Sustainable Finance; Village Government; Green Budgeting
Peningkatan Literasi Keuangan bagi Ibu Rumah Tangga di Desa Klampok, Kecamatan Singosari, Kabupaten Malang Susilo; Laila Masruro Pimada; Ryan Andika Pratama Pane; Dhana Varisya Angel Sutrisno; Firdaus Finuliyah
Jurnal Malikussaleh Mengabdi Vol. 5 No. 1 (2026): Jurnal Malikussaleh Mengabdi, Januari 2026
Publisher : LPPM Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/jmm.v5i1.25388

Abstract

Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan literasi keuangan ibu rumah tangga di Desa Klampok, Kecamatan Singosari, Kabupaten Malang. Literasi keuangan yang memadai sangat penting bagi kesejahteraan ekonomi keluarga, namun, tingkat literasi keuangan di Indonesia, khususnya pada perempuan, masih perlu ditingkatkan. Data SNLIK 2024 menunjukkan indeks literasi keuangan perempuan lebih rendah dibandingkan laki-laki. Ibu rumah tangga memegang peranan penting dalam pengelolaan keuangan keluarga, sehingga peningkatan literasi keuangan mereka akan berdampak signifikan pada kesejahteraan keluarga. Program ini dirancang dengan pendekatan partisipatif dan kolaboratif, melibatkan ibu rumah tangga sebagai mitra aktif. Kegiatan meliputi persiapan, asesmen kebutuhan, pelatihan literasi keuangan serta evaluasi, dan upaya keberlanjutan program. Pelatihan akan mencakup topik-topik penting seperti perencanaan keuangan keluarga, pengenalan lembaga keuangan, kewaspadaan terhadap investasi dan pinjaman online ilegal serta penggunaan teknologi aplikasi pencatatan keuangan digital. Metode pelatihan interaktif seperti studi kasus dan simulasi akan digunakan untuk memastikan pemahaman dan penerapan yang efektif. Program ini diharapkan dapat memberdayakan ibu rumah tangga dengan pengetahuan dan keterampilan yang dibutuhkan untuk mengelola keuangan keluarga secara efektif, membuat keputusan keuangan yang tepat, dan mencapai tujuan keuangan keluarga. Dengan demikian, program ini berkontribusi pada peningkatan kesejahteraan keluarga, pemberdayaan perempuan, dan pembangunan ekonomi masyarakat di Desa Klampok.
Co-Authors Afif Khoiruddin Al Muizzuddin Fazaalloh Alvira 'Aina A'yun Dhana Varisya Angel Sutrisno Firdaus Finuliyah Roekhuddin Ryan Andika Pratama Pane