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All Journal International Journal of Economics, Business and Accounting Research (IJEBAR)
Sudarwati Sudarwati
Fakultas Ekonomi Manajemen. Universitas Islam Batik Surakarta
Economics, Econometrics & Finance

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ANALYSIS OF CREDIT TAKING PT. BPR BANK KLATEN (PERSERODA) Afik Afik; Sudarwati Sudarwati; Ida Aryati; Afiefah Sulistyowati
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7, No 1 (2023): IJEBAR, VOL. 07 ISSUE 01, MARCH 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i1.6069

Abstract

This study intends to analyze the effect of interest rates, the effect of service quality, the effect of collateral (collateral), and the effect of credit procedures on credit taking at PT BPR Bank Klaten (Perseroda). The research was conducted at PT BPR Bank Klaten (Perseroda) UMK Jatinom which is located at Jl. Tulung-Boyolali, Bonyokan, Jatinom (Ruko Tangkilan). This research was carried out effectively for 6 months, August to December 2021. Multiple linear regression analysis was utilized in this study to analyze the data using SPSS. Based on the result, all variables have a significant effect on the credit taking decision in PT BPR Bank Klaten (Perseroda). Keywords: Credits, Interest rate, Quality of service, Collateral
Co-Authors Afiefah Sulistyowati Afik Afik Ida Aryati