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All Journal JYRS: Journal of Youth Research and Studies ISLAMITSCH FAMILIERECHT JOURNAL
Yolanda Destiana
IAIN Syaikh Abdurrahman Siddik Bangka Belitung
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Pentingnya Literasi Keuangan bagi Mahasiswa dalam Pengelolaan Keuangan Irva Anggita; Yolanda Destiana; Sundari Sundari
JYRS: Journal of Youth Research and Studies Vol 4 No 2 (2023): Jurnal JYRS Desember 2023
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/jyrs.v4i2.3976

Abstract

Abstract Financial literacy is a basic need for everyone to minimize financial problems. The rapid development of the world economy, if not balanced with a good understanding of finance, will certainly have a big impact. Especially students as the main pillar for building a better economy in the future. This research uses qualitative research methods. The data in this study were obtained from literature in the form of journals, books, and others. The data analysis used in this research is descriptive qualitative analysis, which is a method that describes, explains and describes in detail the problems being studied by collecting information with trigulation (combined) techniques. Research results generally show that the literacy level of developing countries, including Indonesia, is still low. This condition is a serious problem considering that financial literacy has a positive effect on financial inclusion and behavior.
HUKUM ISLAM MEMAKNAI SHOPEEPAYLATER DALAM MEMENUHI KEBUTUHAN KELUARGA Yolanda Destiana
ISLAMITSCH FAMILIERECHT JOURNAL Vol 4 No 2 (2023): Islamitsch Familierecht Journal
Publisher : Fakultas Syariah dan Ekonomi Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ifj.v4i2.3950

Abstract

Abstract : This article discusses the shopeepaylater payment method in meeting family needs according to Islamic Law. Shopeepaylater is one of the latest innovations from shopee, where people can receive goods first and then make payments. With the existence of this shopeepaylater, Indonesian people are greatly helped to meet family needs, from primary needs to secondary needs. However, the Muslim community has slightly forgotten the Islamic Law contained in the shopeepaylater. In Islamic Law literature, there are various forms of business cooperation transactions, both commercial and social, one of which is in the form of "alqardh". Al-qardh is the provision of assets to others that can be collected or requested again without expecting rewards or in other words, it is a lending and borrowing transaction without additional conditions at the time of returning the loan. This shopeepaylater work system is still not in accordance with Islamic Sharia Law (Alqardh) because interest is still charged when choosing an installment payment and a fine is charged if the payment exceeds the given maturity period.
Co-Authors Irva Anggita Sundari Sundari