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Strategic Study on Banking Credit Distribution Policy to Support the Sustainable Energy Sector for Achieving Community Welfare Redy Rahmad Samosir; Abdullah Sulaiman; Megawati Barthos
Journal of World Science Vol. 3 No. 3 (2024): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v3i3.583

Abstract

This research aims to analyze bank lending policy strategies that support the sustainable energy sector in Indonesia, with a focus on improving the effectiveness of public welfare. The research identifies the urgency of sustainable energy as a response to global environmental challenges and the need for sustainable development. With reference to Law No. 23/1999 on Bank Indonesia and Bank Indonesia Regulation No. 14/22/PBI/2012, the normative juridical method was used to analyze the relevant legal and policy frameworks, as well as lending practices by banks in Indonesia. The results revealed a gap between existing policies and the implementation of lending practices, especially in relation to sustainable energy projects. The analysis highlights the need for capacity building of banks in managing sustainable energy project risks, development of innovative financing products, and cross-sector collaboration. The research shows that transparency and adequate reporting standards can increase trust and attract more investment into sustainable energy projects. The results confirm that the suggested strategies can enhance the role of banks in supporting Indonesia's transition to sustainable energy and contribute to people's welfare. The implications of this research emphasize the importance of implementing the research recommendations to strengthen synergies between bank lending policies and sustainable energy initiatives in Indonesia.
Implementation of Consumer Personal Data Protection in Ecommerce from the Perspective of Law No. 27 of 2022 Sidi Ahyar Wiraguna; Abdullah Sulaiman; Megawati Barthos
Journal of World Science Vol. 3 No. 3 (2024): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v3i3.584

Abstract

This research aims to analyze the implementation of the Personal Data Protection Law (PDP Law) No. 27 of 2022 in the e-commerce sector in Indonesia, with a focus on consumer data protection. The method used is normative juridical, focusing on analyzing relevant documents and regulations to outline the legal framework and its application in e-commerce practices. Sources of legal materials include laws and regulations, academic literature, and interviews with legal experts and e-commerce practitioners. The results show that e-commerce companies have made significant adjustments to comply with the PDP Law, including improved privacy policies and investments in data security technologies. However, challenges to the full implementation of the PDP Law remain, particularly regarding consumers' and companies' awareness and understanding of the rights and obligations stipulated in the PDP Law. While there has been an increase in consumer trust in e-commerce platforms, increasing consumer awareness and active participation in the protection of their data still requires further efforts. The implication of this study is that the PDP Law No. 27 of 2022 has provided a stronger and more comprehensive legal framework for consumer data protection in Indonesia's e-commerce sector. However, to maximize the effectiveness of this law, a concerted effort is needed between regulators, the e-commerce industry, and the wider public to improve education and awareness of personal data protection, as well as ongoing adjustments to data management practices by e-commerce companies.
Application of the Principle of Lex Specialis Derogat Legi Generali in the Settlement of Cybersquatting Domain Name Disputes at the National Arbitration Institution Richard Herlambang; Megawati Barthos
Greenation International Journal of Law and Social Sciences Vol. 3 No. 4 (2025): (GIJLSS) Greenation International Journal of Law and Social Sciences (December
Publisher : Greenation Research & Yayasan Global Resarch National

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/gijlss.v3i4.724

Abstract

The development of information technology has increased the strategic value of domain names as digital identities and intellectual property assets. However, in practice, the phenomenon of cybersquatting has emerged, namely the registration of domain names by unauthorized parties to control or profit from similarities with well-known trademarks. This phenomenon has given rise to legal conflicts between brand owners and domain name holders, while national regulations have not explicitly regulated the dispute resolution mechanism. This article aims to analyze the application of the principle of lex specialis derogat legi generali in resolving cybersquatting disputes through national arbitration institutions, specifically the Indonesian Internet Domain Name Manager (PANDI). This research uses a normative juridical method with a statutory approach and literature study. The results of the discussion indicate that Law No. 20 of 2016 concerning Trademarks and Geographical Indications should be positioned as lex specialis compared to Law No. 11 of 2008 in conjunction with Law No. 19 of 2016 concerning Information and Electronic Transactions (ITE), considering that the object of the dispute is closely related to the protection of intellectual property rights. Furthermore, PANDI's domain arbitration rulings have not yet received full legal recognition in the national judicial system, thus reducing the effectiveness of their resolution. The establishment of specific regulations governing domain names and their dispute resolution is necessary to provide legal certainty and comprehensive protection for brand owners in the digital realm