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p-Index From 2021 - 2026
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This Author published in this journals
All Journal JCAIP: Journal of Contemporary Applied Islamic Philanthropy Journal of Islamic Digital Economic and Finance (JIDEF)
Agnes Jevi Rialita
Institut Agama Islam Darul A'mal Lampung, Indonesia
Religion Computer Science & IT Economics, Econometrics & Finance Social Sciences

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Mosque-Based Zakat al-Fitr Management: Evidence from Collection and Distribution Practices at Al-Muttaqien Mosque, Indonesia Agnes Jevi Rialita; Nanda Tiara
Journal of Contemporary Applied Islamic Philanthropy Vol. 3 No. 2 (2025): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v3i2.106

Abstract

Purpose: This study aims to analyze the mechanisms of collecting and distributing zakat al-fitr at the mosque level through a case study at Al-Muttaqien Mosque in Metro District. Mosque-based zakat management plays a crucial role in ensuring that zakat distribution reaches eligible beneficiaries effectively. However, in practice, several challenges remain, including limitations in the verification of mustahiq and the limited operational resources available to zakat administrators amil. Methodology: This research employs a qualitative approach. Data were collected through semi-structured interviews with the head and members of the Zakat Collection Unit (UPZ), field observations, and documentation of zakat administrative records. The data were analyzed using data reduction, data display, and conclusion drawing techniques. Source triangulation was applied to ensure the validity and reliability of the research findings. Findings: The results show that the collection of zakat al-fitr at Al-Muttaqien Mosque is conducted directly by the zakat committee through coordination with neighborhood leaders (RT). Most muzakki (zakat payers) fulfill their obligations in the form of rice, while a smaller proportion provide cash contributions, which are subsequently converted into rice before being distributed to the eligible mustahiq. The distribution of zakat is primarily directed toward the groups of the poor (fakir), the needy (miskin), and the zakat administrators (amil). The study finds that mosque-based zakat management operates in a participatory manner within the community.
Collaboration between Sharia Banks and FinTech: Ethical Challenges and Human Resource Readiness Fajar Budi Utomo; Yovi Kusumadani; Linda Jayanti; Nur Aeni; Agnes Jevi Rialita
Journal of Islamic Digital Economic and Finance Vol. 2 No. 01 (2026): Journal of Islamic Digital Economic and Finance (JIDEF)
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2711/jidef.v2i01.383

Abstract

Objective: This article aims to analyze the collaboration between Islamic banks and FinTech, with particular emphasis on ethical challenges and human resources (HR) readiness to support the sustainability of the digital Islamic finance ecosystem. The study explores how technological innovation can be aligned with Sharia principles while maintaining institutional integrity and competitiveness. Method: This study employs a descriptive qualitative approach using a literature review method. Data were collected from Indonesian-language academic journals and scholarly publications related to Islamic banking, FinTech, Islamic business ethics, digital transformation, and human resource development. The collected literature was analyzed thematically to identify major trends, challenges, and opportunities in the integration of Islamic banking and financial technology. Results: The findings reveal that collaboration between Islamic banks and FinTech contributes significantly to improving service efficiency, accelerating financial inclusion, expanding access to Sharia-compliant financial services, and enhancing customer experience. Nevertheless, several challenges remain, including ethical gaps in digital transactions, the risk of Sharia non-compliance, inadequate digital literacy, limited technological capabilities, and insufficient understanding of fiqh muamalah among the human resources involved in digital financial services. Implication: These findings highlight the need to strengthen Islamic business ethics, improve digital competencies, and provide continuous fiqh muamalah training for human resources. Furthermore, Sharia regulation and supervisory mechanisms should be adaptive and responsive to technological developments. Novelty: This article identifies a gap in previous studies by demonstrating that the success of digital collaboration depends not merely on technological adoption but also on the balanced integration of Islamic ethical values, HR readiness that combines digital literacy and fiqh muamalah competencies, and adaptive Sharia governance within the evolving digital financial ecosystem.
Co-Authors Fajar Budi Utomo Linda Jayanti Nanda Tiara Nur Aeni Yovi Kusumadani