Ferdiana Tri Pramesari
Universitas Nahdlatul Ulama Sidoarjo

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Financial Performance Analysis Using Financial Ratios At PT Diamond Food Indonesia Tbk Dewi Arum Lestari; Achmad Wicaksono; Ferdiana Tri Pramesari
International Economic and Finance Review Vol. 3 No. 1 (2024): INTERNATIONAL ECONOMIC AND FINANCE REVIEW (IEFR)
Publisher : Sekolah Tinggi Ekonomi dan Perbankan Islam Mr. Sjafruddin Prawiranegara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56897/iefr.v3i1.45

Abstract

The purpose of this research is to analyse the financial performance of PT Diamond Food Indonesia Tbk during the period from 2020 to 2022 using financial ratio analysis, including liquidity, solvency, profitability, and activity ratios. The method employed in this research is quantitative descriptive method with data collection conducted through documentation and literature study. The data analysed are derived from secondary data sources, namely the annual financial reports for the period 2020 to 2022 obtained from the official website of the Indonesia stock Exchange. The research findings indicate that the financial performance of PT Diamond Food Indonesia Tbk. is considered “Very Good” based on liquidity and solvency ratios. However, the company’s financial performance is deemed “Less Favourable” based on profitability and activity ratios.
Pengaruh Literasi Keuangan dan Financial Technology terhadap pengelolaan keuangan pada pelaku UMKM di Kecamatan Candi Ferdiana Tri Pramesari; Achmad Wicaksono; Dian Fahriani; Chairil Anwar
JIAI (Jurnal Ilmiah Akuntansi Indonesia) Vol. 10 No. 1 (2025): Edisi April
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jiai.v10i1.3099

Abstract

MSMEs in Indonesia are the main pillars in driving current economic development influenced by various factors, with increased productivity being one of the main elements driving its growth. through the creation of products that have high selling value. The current digital era, MSME actors have a great opportunity to utilize technology as a supporting tool in their operations. However, Micro, Small and Medium Enterprises (MSMEs) who face obstacles are skilled in financial management, their business development tends to be slow or can even fail and for business actors who may not have a strong financial background. This is due to the inability to manage finances properly, which makes it difficult for them to monitor income and expenses in business. With this study, we can find out how this study examines the influence of financial literacy and financial technology (fintech) on financial management among MSME actors. This study applies secondary data and primary data obtained by distributing questionnaires. This study took a sample of 84 respondents, consisting of MSME actors in Candi sub-district, selected from 500 existing MSMEs. Data analysis was conducted using a multiple linear regression approach through the SPSS Version 27 tool. The research findings show that financial literacy has a significant influence on financial management, while financial technology (fintech) does not have a significant influence. Simultaneously, financial literacy and financial technology (fintech) are proven to have a significant influence on the financial management of MSME actors in Candi District."