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Nuraini Nuraini
Universitas Muhammadiyah Kalimantan Timur
Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Pengaruh Pandemi Covid-19 Terhadap Aktivitas Petani Padi Sawah Rizky Yudha Pratama; Usma Usma; Firdaus Firdaus; Nuraini Nuraini; Anugrahita Melinia Tri Haksami; Yuli Setiowati
Menara Ilmu : Jurnal Penelitian dan Kajian Ilmiah Vol 18, No 2 (2024): Vol 18 No. 02 Juli 2024
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/mi.v18i2.5602

Abstract

Batasan Masalah dalam penelitian ini adalah untuk mengetahui Pengaruh dari adanya Pandemi Covid-19 terhadap Aktivitas Budidaya dan Kinerja Produksi Padi Sawah yang ada di Desa Tanah Periuk Kecamatan Tanah Grogot, Kabupaten Paser. Analisis yang digunakan dalam penelitian ini adalah analisis deskriptif kuantitatif, dengan pengukuran data menggunakan skala likert. Jumlah populasi dari 7 kelompok tani yang diteliti di Desa Tanah Periuk Kecamatan Tanah Grogot, Kabupaten Paser adalah sebanyak 198 orang, sedangkan jumlah sampel dengan menggunakan teknik slovin berjumlah 36 orang. Dari hasil penelitian menunjukkan bahwa : Pandemi Covid-19 tidak berpengaruh terhadap Aktivitas Budidaya dan Kinerja Produksi Padi Sawah yang ada di Desa Tanah Periuk Kecamatan Tanah Grogot, Kabupaten Paser. Kata kunci: Covid-19, Aktivitas petani, Padi sawah
THE INFLUENCE OF INCOME AND INTEREST ON KPR DECISIONS WITH FINANCIAL LITERACY AS A MODERATING VARIABLE Nuraini Nuraini; Juliani Pudjowati; Eva Purnamasari; Endang Wulandari; Heri Sasono
JURNAL ILMIAH EDUNOMIKA Vol 8, No 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11493

Abstract

Abstract Housing is a primary need that every individual dreams of having. Individuals who cannot afford to buy a house in cash choose the mortgage route so they can occupy it and ultimately own it when the installments are finished. There are a number of factors that can influence consumers to decide on a mortgage, including individual income and home mortgage interest rates. Therefore, this research aims to analyze the influence of the Income and Interest Rate variables on the KPR Decision variable. Different from previous studies, this research adds the Financial Literacy variable which researchers believe can strengthen the influence of the Income and Interest Rate variables on the KPR Decision variable. This research is quantitative research with an explantory approach that develops research (Sukmawati, 2020). The data used in this research is primary data distributed to 250 BSI bank customers who have been offered KPR throughout Indonesia. The research results show that the Income and Interest Rate variables have a positive relationship and have a significant influence on KPR decisions. Apart from that, the Financial Literacy variable can moderate the influence of the Income and Interest Rate variables on the KPR Decision variable. Keywords: Income, Interest, Financial Literacy, KPR Decision
Co-Authors Anugrahita Melinia Tri Haksami Endang Wulandari Eva Purnamasari Firdaus Firdaus Heri Sasono Juliani Pudjowati Rizky Yudha Pratama Usma Usma Yuli Setiowati