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All Journal Ikhtiyar Jurnal Ekonomi Syari'ah
nur muh annuroin
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Religion Humanities Economics, Econometrics & Finance Social Sciences

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Vol 1 Maret 2023 MEMBANGUN LITERASI KEUANGAN DAN INVESTASI SYARI'AH: OPTIMALISASI PERAN LEMBAGA KEUANGAN SYARIAH DALAM MEMBANGUN EKONOMI UMAT nur muh annuroin
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 1 No 1 (2023): MEMBANGUN LITERASI KEUANGAN DAN INVESTASI SYARI'AH
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v1i1.28

Abstract

This study will discuss the description of steps that Islamic financial institutions should take to optimize their role in building the people's economy, especially in Indonesia by paying attention to whether the contract applied is in accordance with sharia rules or just hiding behind a sharia label but the practice is not in accordance with sharia rules, such as implement an interest system which in sharia interest is included in the category of usury which is haraam. This research was conducted using qualitative research methods with descriptive analysis results, Data collection was carried out by means of natural setting, primary data sources, while the data collection technique is done by participant observation, questionnaires, triangulation and in-depth interviews. Further results show that Islamic financial institutions should straighten out their roles as investment managers and as intermediary institutions between capital owners, Islamic financial institutions should minimize the bank-minded paradigm, and Islamic financial institutions should optimize mudharabah and musyarakah funding as the core business.
Vol 2 No 1 EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH: PENGELOLAAN AIR MINUM PAMSIMAS DALAM PERSPEKTIF BISNIS SYARI’AH ( STUDI KASUS PAMSIMAS DESA TURUN REJO BRANGSONG KABUPATEN KENDAL nur muh annuroin
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 2 No 1 (2024): EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v2i1.85

Abstract

Based on research that has been conducted regarding Tirto Asri's Community-Based Drinking Water and Sanitation Management (PAMSIMAS) in Turunrejo Village, there are several conclusions put forward by researchers, namely as follows:Financial management at KP SPAMS Tirto Asih, Turunrejo Village, Kendal Regency using BOPO ratio analysis shows that financial management performance is less efficient. Because operational costs are incurred for the development of PAMSIMAS and the construction of healthy latrines for village communities who do not yet have latrines.Financial management at KP SPAMS Tirto Asih according to the Islamic Economics perspective is in accordance with the Islamic Economics perspective seen from the work ethic that has been implemented by KP SPAMS. However, when carrying out transactions or loans, they still collaborate with conventional banks.PAMSIMAS Tirto Asih has had a positive impact that has been felt bythe people of Turunrejo Village, starting from the health, socio-cultural and economic aspects. From a health perspective, people get decent and clean drinking water and minimize diarrheal diseases. Meanwhile, from a socio-cultural perspective, by building healthy latrines in every house, it has become a culture of the village community to no longer defecate in the open (BABS) and live a healthier life. Apart from that, the most important thing is from an economic perspective, if village people live healthily, it will increase family productivity, which in turn will increase the community's economic capacity.
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