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Perbandingan Kredit Pemilikan Rumah Pada BANK Konvensional Dengan Pembiayaan Kepemilikan Rumah Pada BANK Syariah Rusandry Rusandry; Agatha Christy Situru; Hijrasil Hijrasil; Syahrial Maulana
Jurnal Kajian dan Penalaran Ilmu Manajemen Vol. 2 No. 3 (2024): Juli : Jurnal Kajian dan Penalaran Ilmu Manajemen
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jkpim.v2i3.465

Abstract

In this study discusses the differences between the provision of mortgageson conventional bank financing of home ownership inIslamic banks. The result so fthis study indicate a difference in the systems used inconventional banks to Islamic banks.The most fundamental differenceis the system of interestare used inconventional banking and losss haring principle in Islamic banking. With the system of interestrateisset to change at any time in accordance with bank policies, where as if you use the principle of profit sharing and loss margin can not be changed because it is in conformity with the murabaha contract.
Sosialisasi dan Pendampingan Pendaftaran Kartu Indonesia Pintar Kuliah (KIP-K) Bagi Siswa-Siswi Tidak Mampu di Kepulauan Sula Maluku Utara Aji Saputra; Mirda Prisma Wijayanto; Andy Hermawan; Ismi Musdalifah Darsan; Roni Kurniawan; Hutri Handayani Isra; Krishna Aji; Zandy Pratama Zain; Sheila Kusumaningrum; Rusandry Rusandry; Sartika Putri Sailuddin; Firmansyah Firmansyah; Agatha Christy Situru; Syahrial Maulana; Iwan Abdy
Karya Nyata : Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 3 (2024): September : Karya Nyata : Jurnal Pengabdian kepada Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/karyanyata.v1i3.694

Abstract

Kartu Indonesia Pintar Kuliah (KIP-K) is a scholarship given by the government to high school graduates and equivalent who excel but have economic limitations to continue their studies at university level, both at state and private universities. The Indonesian government has issued the KIP-K since 2020 as a form of educational assistance. In North Maluku Province, especially on Sula Island, there is still minimal information regarding KIP-K. This service activity aims to share information regarding the benefits of higher education and how to obtain a KIP-K scholarship for students who have financial limitations. This community service is carried out at SMAN 1 Kepulauan Sula, MAN 1 Kepulauan Sula, SMAN 7 Kepulauan Sula, SMAN 9 Kepulauan Sula and SMAN 11 Kepulauan Sula. This activity was carried out in two stages, namely socialization and mentoring. The implementation of this activity went well, smoothly and was full of enthusiasm from the participants, especially students who wanted to continue their studies at university level. The final result of this socialization and mentoring is that the participants have succeeded in creating their own accounts, filling in data and registering for KIP-K.
Faktor-Faktor Yang Mempengaruhi Pendapatan Nelayan Tangkap Di Desa Bajo Kabupaten Kepulauan Sula Siti Mutmaina; Muhammad Khotib; Musdar Muhammad; Azis Hasyim; Syahrial Maulana; Abi Suar
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.4797

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi pendapatan nelayan di Desa Bajo Kabupaten Kepulauan Sula. Jenis penelitian ini adalah penelitian kuantitatif. Data yang digunakan dalam penelitian ini adalah data primer dari nelayan sebanyak 65 responden. Alat uji yang digunakan adalah analisis regresi linier berganda dengan menggunakan Eviews 12 sebagai alat uji statistik.Hasil penelitian ini menunjukkan bahwa secara parsial : Modal,pengalaman melaut dan usia berpengaruh signifikan terhadap pendapatan nelayan, sedangkan pada variabel pengalaman melaut dan harga jual ikan tidak berpengaruh singnifikat terhadap pendapatan nelayan.
PENGARUH DESENTRALISASI FISKAL DAN KETERGANTUNGAN KEUANGAN DAERAH TERHADAP INDEKS PEMBANGUNAN MANUSIA DI KABUPATEN/KOTA PROVINSI SULAWESI SELATAN Syahrial Maulana
Jurnal Metaverse ADPERTISI Vol. 2 No. 2 (2023): Juli 2023
Publisher : Aliansi Dosen Perguruan Tinggi Swasta Indonesia (Adpertisi)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Human Development Index is a composite index that measures human development from three basic perspectives: longevity and healthy living, knowledge and a decent standard of living. The purpose of this study was to examine the effect of fiscal decentralization and regional economic dependence on the human development index in districts/cities in South Sulawesi Province. This research is quantitative in nature. The data used in this study used time series data from 2021-2022 (2 years) and cross section data of 24 districts / cities, so the total sample was 48 data which included data on fiscal decentralization, regional financial dependence and human development index in South Sulawesi Province which were processed and analyzed by multiple linear regression. The results of this study successfully confirmed that fiscal decentralization has a positive and significant effect on the Human Development Index; while regional financial dependence has no significant effect on the Human Development Index.