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All Journal Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen
Justin Justin
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analisis Laporan Keuangan Syariah – PT Bank Muamalat Indonesia Tbk Justin Justin; Padli Rahman; Aurelia Priscilla Cuandra; Serena Phang; Viandi Agustinus; Gary Gary
Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen Vol. 3 No. 1 (2024): Januari : Inisiatif : Jurnal Ekonomi, Akuntansi dan Manajemen
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/inisiatif.v3i1.2052

Abstract

PT Bank Muamalat Indonesia Tbk (BMI) became a pioneer of Islamic banking in Indonesia after the 1997-1998 monetary crisis. Established in 1992, BMI continues to innovate with Islamic financial products, such as Mudharabah Subordinated Sukuk and Shar-e as the first instant savings product in Indonesia. BMI's focus is not only on customer service, but also on green banking with a policy of not financing businesses that harm the environment. With this, the focus of this research is to analyze the products offered by BMI from 2020 to 2022. Data is obtained through the company's annual financial statements. The performance of this bank is also proven to be in accordance with existing sharia regulations. However, it also has shortcomings in the transparency of the company.
Co-Authors Aurelia Priscilla Cuandra Gary Gary Padli Rahman Serena Phang Viandi Agustinus