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Muhammad Alif Prayuda
Universitas Samudra
Health Professions Public Health Social Sciences

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Determinan Pengelolaan Keuangan pada Usaha Mikro Kecil dan Menengah di Kota Langsa Muhammad Alif Prayuda; Muhammad Salman; Nasrul Kahfi Lubis
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 6, No 2 (2023): Journal of Education, Humaniora and Social Sciences (JEHSS), November
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34007/jehss.v6i2.1949

Abstract

This article aims to analyze the influence of information technology, business experience, and competence on financial management in Micro, Small, and Medium Enterprises (MSMEs) in Langsa City. A total of 30 respondents, who are MSME entrepreneurs on Teuku Umar Street in Langsa City, were selected as the research sample. The data were analyzed using multiple linear regression, t-test, F-test, and the coefficient of determination. The research results yielded the following regression equation: Y = 0.888 + 0.318X1 + 0.272 X2 + 0.274 X3. The findings indicate that when information technology, business experience, and competence are considered constant, financial management reaches a value of 0.888. Furthermore, all three independent variables collectively have a significant positive impact on financial management, with an Adjusted R Square value of 0.713. This means that approximately 71.3% of the variation in financial management is explained by the tested variables: information technology, business experience, and competence, while about 28.7% is attributed to other factors not covered in this article. The results of partial hypothesis testing indicate that information technology, business experience, and competence individually have a significant influence on the financial management of MSMEs in Langsa City. The F-test also suggests that all three variables simultaneously have a significant impact on the financial management of MSMEs in Langsa City.
Co-Authors Lubis, Nasrul Kahfi Muhammad Salman