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All Journal SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Dinasti International Journal of Education Management and Social Science IIJSE
Tri Inda Fadhila Rahma
Universitas Islam Negeri Sumatera Utara, Medan, Indonesia
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Factors Influencing The Use of E-Wallets In Paying BPJS Contributions (Case Study of The Sialang Village Community) Nur Aprillia; Tri Inda Fadhila Rahma; Atika Atika
Dinasti International Journal of Education Management And Social Science Vol. 5 No. 4 (2024): Dinasti International Journal of Education Management and Social Science (April
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijemss.v5i4.2570

Abstract

This research aims to find out and analyze what factors influence the use of  E-wallet in paying BPJS contributions. The research method used is quantitative descriptive. The population in this research is the people of Sialang Village. This research used a purposive sampling technique with a sample size of 100 people. In this research, data analysis uses normality test, linear regression test, partial test, simultaneous test , coefficient of determination test using the SPSS 25 program. Partial research results show that literacy and security have no influence on usage decisions, price and service have a significant and significant influence on decisions. use. Meanwhile, simultaneously, literacy, security, price and service influence usage decisions. Based on the results of testing the coefficient of determination, the Adjusted R Square value was obtained, namely 0.630 or 6.30 % . This means that the decision to use is 6.30 % . Meanwhile , 4.70 % is influenced by other factors not included in the regression model.
The Influence of Lifestyle and Paylater Usage on Consumption Behavior: A Review of Islamic Economics (Case Study of Generation Z in Medan City) Ade Vitria; Tri Inda Fadhila Rahma; Nursantri Yanti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9949

Abstract

This study seeks to determine the impact of the use of a deferred payment system (paylater) on the consumption behavior of Generation Z in the field of Islamic Economics, the impact of a hedonistic lifestyle on Islamic Economic consumption behavior among Generation Z E-Commerce users in Medan City, and the interaction between the use of a deferred payment system and a hedonistic lifestyle on the consumption behavior of Generation Z. The research method used is quantitative research with a survey approach. Data were collected through a Likert-scale-based questionnaire to 120 Muslim Generation Z respondents who use paylater in Medan City. Data analysis was carried out using multiple linear regression tests using SPSS statistical software, with instrument validity and reliability tests that have been carried out previously. The results of the study indicate that lifestyle and the use of paylater have a positive and significant effect on the consumption behavior of Generation Z. A positive relationship, so that this modern lifestyle and hedonistic attitude ultimately increase excessive consumption behavior. Therefore, the importance of Islamic Economic literacy in fostering responsible consumption behavior in the digital era.
The effect of distribution channels and menu variations on increasing sales: A case of halal food Indah Sahima Hsb; Kusmilawaty Kusmilawaty; Tri Inda Fadhila Rahma
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol. 7 No. 3 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i3.1714

Abstract

This study aims to examine the impact of distribution channels and menu variety on sales growth in a halal food bread store. Utilizing an associative quantitative approach and a total sampling technique, 70 active resellers were selected as respondents. Data was collected through a questionnaire, and the results were analyzed using SPSS 25 with multiple linear regression. The findings of the study indicate that both menu variety and distribution methods significantly and positively influence sales growth to a certain extent. These results highlight the importance of integrated marketing strategies that combine expanding distribution and menu innovation to enhance competitiveness and foster business growth. This research is intended to serve as a reference for developing marketing strategies for small and medium-sized enterprises (SMEs) in the food sector. Public Interest Statement: This study is highly relevant for society, especially MSMEs in the food sector. Understanding the influence of distribution channels and menu variety on sales can help MSMEs optimise marketing strategies, improve efficiency and innovation, support local economic growth, enhance competitiveness, and provide consumers with more diverse and higher-quality products.
The effect of work engagement and work experience on job performance freelance at event organizer famouz studio Fadia Annisa; Suhairi Suhairi; Tri Inda Fadhila Rahma
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol. 8 No. 1 (2026)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v8i1.1715

Abstract

This study aims to explore the impact of work engagement and professional experience on the performance of freelancers at the Famouz Studio Event Organizer in Medan. Famouz Studio employs freelancers to handle various events. However, it was found that the level of engagement and experience of each freelancer varies. This research was conducted using a quantitative approach and a survey method with 70 freelancers. Analysis conducted using multiple linear regression revealed that both work engagement and professional experience have a positive and significant impact on job performance, both individually and together. This means that the higher the enthusiasm, dedication, and work experience of freelancers, the better their work results. This study highlights the crucial role of human resource management, especially for contract workers, in improving the overall performance of an organization. Public Interest Statement: This research is significant for freelancers and organizations like Famouz Studio. Understanding how work engagement and experience affect performance provides insights to improve productivity and service quality. The findings benefit both the event organizer industry and freelancers’ professionalism, welfare, and career development in this sector.
Co-Authors Ade Vitria Atika Atika Fadia Annisa Indah Sahima Hsb Kusmilawaty Kusmilawaty Nur Aprillia Nursantri Yanti Suhairi Suhairi