Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Jurnal Multidisiplin Madani (MUDIMA)
Haryati Setyorini
Universitas Hayam Wuruk Perbanas
Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
THE INFLUENCE OF LOCUS OF CONTROL, LIFESTYLE, AND FINANCIAL SOCIALIZATION, ON FINANCIAL MANAGEMENT BEHAVIOR IN SHOPEE PAYLATER USER STUDENTS Wahyu Wigati; Haryati Setyorini
ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN) Vol 11, No 1 (2024): ECOBISMA
Publisher : Published by the Faculty of Economics and Business, University of Labuhanbatu, North Sumat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ecobi.v11i1.5278

Abstract

The younger generation, including university students, is a generation that is not good at managing their finances. This is because today's young generation has a different lifestyle from previous generations. This generation tends to have a more extravagant lifestyle and find it difficult to save. This habit will certainly result in financial risks that will be faced in the future, due to poor financial management. So that this research aims to see how the influence of locus of control on the financial management behavior of student users of Shopee paylater. The influence of lifestyle on the financial management behavior of Shopee paylater user students. As well as the influence of financial socialization on the financial management behavior of student users of Shopee paylater. The object of this research is students in the city of Surabaya with a sample size of 101 respondents. The sample was obtained using purposive sampling method. The data analysis technique used is multiple linear regression. The first result obtained is that there is a significant positive effect of locus of control on financial management behavior. The second result obtained is that there is no significant effect of lifestyle on financial management behavior. And the third result obtained is that there is no significant effect of financial socialization on financial management behavior
The Influence of Financial Literacy, Impulsive Buying, and Parents' Socioeconomic Status on Saving Behavior Through Self-Control as a Mediation Variable Aanisah Eka Wahyu; Haryati Setyorini
Jurnal Multidisiplin Madani Vol. 6 No. 7 (2026): July 2026
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/mudima.v6i7.104

Abstract

Saving behavior is an individual's ability to manage finances by setting aside part of their income for future use. This study aims to analyze the influence of financial literacy, impulsive buying, and parents' socioeconomic status on saving behavior with self-control as a mediating variable. The sampling technique used was purposive sampling with 175 active students at a private university in Surabaya as respondents. The data analysis method used in this study was Partial Least Squares–Structural Equation Modeling (PLS-SEM). The results showed that financial literacy did not have a significant effect on saving behavior. Meanwhile, impulsive buying and parents' socioeconomic status had a positive and significant effect on saving behavior. In addition, self-control was able to mediate the effect of financial literacy on saving behavior. This study implies the importance of improving financial literacy, controlling impulsive purchasing, increasing parents' socioeconomic status, and strengthening self-control in shaping students' saving behavior to achieve sustainable financial well-being.
Co-Authors Aanisah Eka Wahyu Wahyu Wigati