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The Influence of Financial Literacy, Self-Control, and the Social Environment on Consumptive Behavior in Urban Communities in the Banyumas Regency Area Margareta Gunata; Noor Syaifudin; Hendrian Hendrian
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v9i5.15359

Abstract

The main aim of this research is to see the influence of financial literacy, self-control, and social environment on consumptive behavior in urban communities in the Banyumas Regency area. This research was conducted with a quantitative approach. The population in this research is urban communities in the Banyumas Regency area with a sample size of 117 respondents. The collected data will be analyzed using descriptive analysis, correlation, and multiple regression with the help of SPSS software. The results of the analysis show that there is a real influence of financial literacy and self-control on consumptive behavior in urban communities in the Banyumas Regency area. There needs to be awareness of the importance of self-control and a positive social environment in urban communities in the Banyumas Regency area so that they do not engage in excessive consumptive behavior. Apart from that, people must also continue to hone their knowledge and understanding of the concept of risk in finance, skills, motivation, and self-confidence to be able to make effective decisions regarding financial issues. This research was conducted based on empirical phenomena in the field regarding consumptive behavior that often affects the lives of urban communities, especially communities in the Banyumas Regency, which has not been studied previously.
NILAI TAMBAH EKONOMI TERHADAP PERTUMBUHAN LABA PERUSAHAAN BARANG KONSUMSI TAHUN 2018-2022 Isra Herdina Fauziah Putri; Noor Syaifudin; Andi Harmoko Arifin
JURNAL LENTERA BISNIS Vol. 14 No. 1 (2025): JURNAL LENTERA BISNIS, JANUARI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i1.1383

Abstract

Financial ratios have weaknesses in assessing financial performance where good profit growth may not reflect good performance. Economic Value Added (EVA) is one of the relevant indicators in assessing financial performance. A good EVA indicates that the company is able to generate profits exceeding the cost of capital, so it can create added value for investors. The aim of this research is to examine the relationship between EVA and profit growth in consumer goods companies. The 57 selected companies have comprehensive financial reports for the period 2018 to 2022. The analysis was carried out using a quantitative descriptive approach to identify the influence between variables. The method used is linear regression using EViews software. Based on research findings, in terms of increasing profits, EVA has a positive but not significant effect. The coefficient of determination obtained is 3.34%, indicating that 3.34% of  profit growth, can be explained by EVA. Meanwhile, profit growth of 96.66% was influenced by other factors. Companies and investors can consider the EVA value in making decisions and measuring the success of the company's future financial performance and maximizing profits.