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All Journal Jurnal Indonesia Sosial Sains Jurnal Pendidikan Indonesia (Japendi)
Siti Ainul Kholipah
Politeknik Siber Cerdika Internasional
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Relevansi Kurikulum SMK Ibnu Khaldun dengan Konsep Pendidikan Perspektif Ibnu Khaldun Luthfiah Luthfiah; Mar’atus Solikhah; Lutfiyatut Tamamiyah; Ginna Novarianti Dwi Putri Pramesti; Siti Ainul Kholipah
Jurnal Pendidikan Indonesia Vol. 4 No. 9 (2023): Jurnal Pendidikan Indonesia (Japendi)
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/japendi.v4i9.2668

Abstract

Pendidikan merupakan salah satu fenomena sosial Secara signifikan mempengaruhi pertumbuhan dan perkembangan pribadi dan masyarakat, termasuk orang tua, pendidikan dan lingkungan. Tujuan utama penelitian ini adalah untuk mengidentifikasi sejauh mana kurikulum SMK Ibnu Khaldun sesuai dengan konsep pendidikan yang dijelaskan oleh Ibnu Khaldun. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan deskriptif, Hasil penelitian menunjukan bahwa implementasi kurikulum di SMK Ibnu Khaldun memiliki relevansi yang tinggi dengan konsep pendidikan perspektif Ibnu Khaldun. Pendidikan di SMK IB mencerminkan prinsip-prinsip Ibnu Khaldun dalam membentuk individu yang kompeten, beriman, dan mampu bersaing di dunia kerja modern. Kesimpulan dari penelitian ini bahwa kurikulum pada masa Ibnu Khaldun masih terbatas pada maklumat-maklumat dan pengetahuan yang dikemukakan oleh guru atau sekolah dalam bentuk mata pelajaran yang terbatas atau dalam bentuk kitab-kitab tradisional yang tertentu, yang dikaji oleh murid dalam tiap tahap pendidikan.
Fraud Risk Management in Life Insurance: Challenges and Control Strategies in the Digital Age Daimah; Siti Ainul Kholipah
Jurnal Indonesia Sosial Sains Vol. 7 No. 8 (2026): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v7i8.2460

Abstract

The development of digital technology has driven significant transformations in the life insurance industry, especially in the process of marketing, policy administration, and claims management. Digitalization provides operational efficiency and ease of service, but at the same time increases the complexity of the risk of life insurance fraud. Fraud is no longer limited to conventional practices, but is thriving in the form of digital data manipulation, identity forgery, and collusion that exploits the weaknesses of technological systems. This condition makes fraud risk management a strategic issue that needs to be studied in depth, especially in the context of life insurance in the digital era. This research aims to analyze the challenges of fraud in life insurance and identify risk control strategies implemented in the digital era. This study used a qualitative approach with a case study design. Data was collected through in-depth interviews with management, questionnaires open to licensed employees, and observations of operational processes and internal control systems. The results of the discussion show that digitalization improves service efficiency, but also widens the gap in fraud risk if it is not balanced with adequate control. The main challenges identified include limited human resource competencies, the lack of optimal use of data-based fraud detection technology, and weak internal control culture. The findings of the study also show that there is a gap in perception between management and operational employees regarding the level of fraud risk. The conclusion of this study confirms that life insurance fraud risk management in the digital era requires an integrated approach between technology, governance, and human resource development. Strengthening the internal control system and implementing digital-based preventive strategies are key to mitigating fraud risks in a sustainable manner.
Co-Authors Daimah Ginna Novarianti Dwi Putri Pramesti Lutfiyatut Tamamiyah Luthfiah Luthfiah Mar’atus Solikhah