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All Journal Economic Development Analysis Journal
Daffa Rizqi Prayudya
Diponegoro University
Economics, Econometrics & Finance

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Analysis of Communication Satellite Utilization Indonesian Banking Daffa Rizqi Prayudya; Firmansyah Firmansyah
Economics Development Analysis Journal Vol 11 No 1 (2022): Economics Development Analysis Journal
Publisher : Economics Development Department, Universitas Negeri Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edaj.v10i4.38971

Abstract

Space technology keeps innovating and giving us the benefit to make our life easier, including satellite banking. However, BRI become the first bank that own satellite and claims it could improve efficiency. Therefore, this research aims to look at the efficiency of selected banks in Indonesia and its productivity growth on efficiency by the satellite ownership. We also want to examine if the ownership of the satellite could impact bank efficiency. Methods that will be used are divided into two steps, which are DEA and Tobit regression. The result of this research shows us that bank BRI achieves the highest efficiency and productivity growth, compared with other selected banks. The ownership of satellites also has a positive significant impact on bank efficiency. It could be implied that owning satellite for banks is beneficial, policymakers should increase budget spending and other banks could own satellite.
Co-Authors Firmansyah Firmansyah