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All Journal East Asian Journal of Multidisciplinary Research (EAJMR)
Fitri Santi
Faculty of Economy and Bussines, Bengkulu University
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering

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Does Financial Technology and Financial Literacy Enhance Financial Inclusion? (Evidence from Several Countries) Fenti Fitriani; Fitri Santi
East Asian Journal of Multidisciplinary Research Vol. 2 No. 12 (2023): December 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v2i12.6905

Abstract

This research aims to examine whether there is a relationship between financial literacy and financial technology with financial inclusion. Financial literacy in this context encompasses aspects of knowledge, skills, financial aspects, financial management, and access to financial knowledge. Meanwhile, financial technology includes digital financial services, financial behavioral intentions, and digital financial access. Financial inclusion covers financial stability, financial services, and digital finance. The methodology used in this research is qualitative research using literature studies, which include samples and data from 96 reputable international journals. The research was conducted from October until completion. The results of this study indicate that financial literacy and financial technology have a significant influence on financial inclusion.
Co-Authors Fenti Fitriani