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All Journal An-Nas : Jurnal Humaniora Zabags International Journal of Islamic Studies
M. Iqbal Tawakkal
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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TINDAK TUTUR ILOKUSI DOSEN DENGAN MAHASISWA DALAM PROSES PEMBELAJARAN MATA KULIAH BAHASA INDONESIA KELAS BK 1A TAHUN AJARAN 2019/2020 M. Iqbal Tawakkal
An-Nas Vol. 6 No. 2 (2022): AN-NAS: JURNAL HUMANIORA
Publisher : Fakultas Syariah dan Adab Universitas Nahdlatul Ulama Sunan Giri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32665/annas.v6i2.2032

Abstract

“This study examines the illocutionary acts of lecturers and students in the Indonesian language learning process for class BK 1 A. This study aims to (1) describe the illocutionary acts of lecturers and students in the process of learning Indonesian language BK 1 A, and (2) the purpose of the illocutionary acts of lecturers and students in Indonesian language learning class BK 1 A. This type of research is descriptive qualitative. The research technique used in this study is a competent listening and recording technique. The data collection technique was used by researchers to obtain comprehensive data regarding the types of illocutionary speech acts during the learning process. The data analysis technique in this study uses an interactive model analysis consisting of four paths, namely, data collection, data reduction, data presentation, and conclusion drawing/verification. The results of this study found 78 data on illocutionary speech acts according to Austin, which consist of 6 vermiculite speech acts, 68 exclusive speech acts, and 4 commissive speech acts. The speech acts found have different purposes and factors in speaking according to the situation and context. Every communication will be successful if the speaker understands the speaker's intent.”
Analysis of the Implementation of Mudharabah and Musyarakah Contracts, Transparency, and Member Empowerment in Islamic Cooperatives M. Iqbal Tawakkal; Wargo; Ahmad Dahlan Salleh
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.60

Abstract

Islamic cooperatives have emerged as alternative microfinance institutions expected to meet the public’s demand for a fair, transparent, and Sharia-compliant financing system. However, in practice, the implementation of profit-sharing contracts such as mudharabah and musyarakah still faces various challenges, particularly in terms of member comprehension, profit distribution mechanisms, and the effectiveness of cooperative education programs. This study aims to analyze the application of Sharia contracts in microenterprise financing by Islamic cooperatives and to evaluate members’ perceptions and experiences of the system. Employing a qualitative approach with a case study strategy, data were collected through in-depth interviews, direct observation, and document analysis from Islamic cooperatives actively financing micro-entrepreneurs. The findings reveal that members’ understanding of Sharia contracts remains limited, transparency in profit-sharing is suboptimal, and cooperative training programs have not reached all members equitably. Although cooperative financing has positively impacted members’ business development, such success is not yet fully supported by operational systems aligned with Sharia values. This study contributes conceptually to strengthening community-based Islamic economic theory and offers practical recommendations for cooperative managers and policymakers in designing more equitable, participatory, and sustainable financing systems.
Co-Authors Ahmad Dahlan Salleh Wargo